Use this page as a one-stop reference for everything related to HDFC Bank's PERUNGALATHUR branch in PERUNGALATHUR, TAMIL NADU. The branch's IFSC code HDFC0007802 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's PERUNGALATHUR branch, the IFSC HDFC0007802 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 007802 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Perungalathur branch in Perungalathur, Tamil Nadu is part of this network and uses the IFSC code HDFC0007802 for all electronic settlement.
About the Perungalathur branch
The Perungalathur branch of HDFC Bank is situated at GRD FLOOR PLOT NO 4 NGO NAGAR PHASE II ALAPAKKAM NEDUMKUNDAM VILLAGE PERUNGALATHUR TAMIL NADU 600063. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007802 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Perungalathur |
| IFSC Code | HDFC0007802 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR PLOT NO 4 NGO NAGAR PHASE II ALAPAKKAM NEDUMKUNDAM VILLAGE PERUNGALATHUR TAMIL NADU 600063 |
| City | Perungalathur |
| District | Kancheepuram |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PERUNGALATHUR branch came to be assigned the code HDFC0007802.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007802, money simply cannot be routed to the PERUNGALATHUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007802 and the account number together uniquely identify the Perungalathur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0007802
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007802 across all three.
How to use IFSC HDFC0007802 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PERUNGALATHUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007802.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PERUNGALATHUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0007802
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PERUNGALATHUR, ensure your bank's portal accepts IFSC HDFC0007802 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PERUNGALATHUR (IFSC HDFC0007802)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007802 in your mobile or internet banking app, and the money is credited to the PERUNGALATHUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Perungalathur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007802:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PERUNGALATHUR is still linked to IFSC HDFC0007802.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0007802
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PERUNGALATHUR is still mapped to IFSC HDFC0007802. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007802 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Perungalathur branch is mapped to IFSC HDFC0007802 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007802.
Products and services
Customers walking into the Perungalathur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0007802
Online banking and IFSC HDFC0007802
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PERUNGALATHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007802 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Perungalathur branch sits at GRD FLOOR PLOT NO 4 NGO NAGAR PHASE II ALAPAKKAM NEDUMKUNDAM VILLAGE PERUNGALATHUR TAMIL NADU 600063. If you are travelling from outside Perungalathur, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007802 and your account number.
Common mistakes to avoid when using IFSC HDFC0007802
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PERUNGALATHUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007802. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Perungalathur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007802 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007802 for HDFC Bank – PERUNGALATHUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankPerungalathur Branch
GRD FLOOR PLOT NO 4 NGO NAGAR PHASE II ALAPAKKAM NEDUMKUNDAM VILLAGE PERUNGALATHUR TAMIL NADU 600063
Perungalathur, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0007802
Frequently asked questions
Can I use IFSC HDFC0007802 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007802 to send funds instantly.
Is IFSC HDFC0007802 the same for all accounts at Perungalathur branch?
Yes. The IFSC HDFC0007802 is shared by every account held at HDFC Bank's Perungalathur branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Perungalathur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007802, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Perungalathur branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0007802 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Perungalathur reflect within 30 minutes.
What is the phone number of HDFC Bank Perungalathur branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Where is HDFC Bank Perungalathur branch located?
HDFC Bank's Perungalathur branch is located at GRD FLOOR PLOT NO 4 NGO NAGAR PHASE II ALAPAKKAM NEDUMKUNDAM VILLAGE PERUNGALATHUR TAMIL NADU 600063, Perungalathur, Tamil Nadu.
What is the IFSC code of HDFC Bank Perungalathur branch?
The IFSC code of HDFC Bank, Perungalathur branch is HDFC0007802. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HDFC0007802 is the IFSC code of HDFC Bank, PERUNGALATHUR branch, in PERUNGALATHUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
