Below are the complete branch details for HDFC Bank, PATTAN branch, located in PATTAN, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003996. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003996 for HDFC Bank – PATTAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PATTAN is HDFC0003996. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003996 map to this branch in PATTAN, JAMMU AND KASHMIR.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pattan branch — IFSC HDFC0003996 — extends the bank's services to customers in and around Pattan, Jammu and Kashmir.
About this branch
The branch is located at MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121. It serves the Pattan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003996 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pattan |
| IFSC Code | HDFC0003996 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121 |
| City | Pattan |
| District | Baramulla |
| State | Jammu and Kashmir |
| STD Code | 1800 |
| Phone | 1804333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PATTAN branch came to be assigned the code HDFC0003996.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003996, money simply cannot be routed to the PATTAN branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Pattan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003996 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0003996
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003996 across all three.
How to use IFSC HDFC0003996 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PATTAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0003996.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PATTAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0003996
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PATTAN, ensure your bank's portal accepts IFSC HDFC0003996 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PATTAN, use IMPS. With IFSC HDFC0003996 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pattan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0003996:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATTAN is still linked to IFSC HDFC0003996.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PATTAN branch, the IFSC HDFC0003996 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pattan branch is mapped to IFSC HDFC0003996 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003996.
Products and services
Customers walking into the Pattan branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003996
Digital banking channels
Most day-to-day work that customers used to do at the Pattan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003996 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pattan branch
The branch is located at MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121, which puts it inside Pattan, the broader Baramulla district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Pattan branch” — the verified location pin for IFSC HDFC0003996 should appear at the top of the results.
- Confirm the branch is open by calling 1800-1804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003996 and your account number.
Common mistakes to avoid when using IFSC HDFC0003996
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PATTAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003996. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pattan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003996, however, work 24x7.
Verifying IFSC HDFC0003996 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003996 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-1804333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankPattan Branch
MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121
Pattan, Jammu and Kashmir
Phone: 1800-1804333
IFSC: HDFC0003996
Frequently asked questions
Can I use IFSC HDFC0003996 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003996 to send funds instantly.
How quickly will an NEFT transfer using HDFC0003996 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pattan reflect within 30 minutes.
What is the phone number of HDFC Bank Pattan branch?
You can reach the branch at 1800-1804333 during regular banking hours.
Is IFSC HDFC0003996 the same for all accounts at Pattan branch?
Yes. The IFSC HDFC0003996 is shared by every account held at HDFC Bank's Pattan branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pattan branch but serve different purposes.
Where is HDFC Bank Pattan branch located?
HDFC Bank's Pattan branch is located at MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121, Pattan, Jammu and Kashmir.
Does HDFC Bank Pattan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-1804333 to confirm.
How do I add HDFC Bank Pattan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003996, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0003996 belongs to HDFC Bank's PATTAN branch, located at MAIN CHOWKNEAR J AND K BANK PATTAN BARAMULLA PATTAN JAMMU AND KASHMIR 193121 in PATTAN, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
