Below are the complete branch details for HDFC Bank, SULTANGANJ branch, located in PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005218. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005218 for HDFC Bank – SULTANGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005218 is the IFSC of HDFC Bank's SULTANGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 005218 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sultanganj |
| IFSC Code | HDFC0005218 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD MAHENDRU PATNA BIHAR 800006 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Sultanganj branch in Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005218.
Sultanganj branch overview
Located at UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD MAHENDRU PATNA BIHAR 800006, the Sultanganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0005218 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SULTANGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0005218 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005218 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005218
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005218 across all three.
NEFT to HDFC Bank, SULTANGANJ using IFSC HDFC0005218
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005218, and confirm that the system picks up HDFC Bank – SULTANGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SULTANGANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SULTANGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005218 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SULTANGANJ, use IMPS. With IFSC HDFC0005218 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005218 for HDFC Bank – SULTANGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005218 | Yes – HDFC0005218 | Yes – HDFC0005218 |
For most retail customers crediting the Sultanganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005218
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SULTANGANJ is still mapped to IFSC HDFC0005218. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005218 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sultanganj branch is mapped to IFSC HDFC0005218 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005218.
Banking services available
The Sultanganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005218
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005218 and the account number together uniquely identify the Sultanganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0005218
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SULTANGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005218 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SULTANGANJ:
- The IFSC is exactly HDFC0005218 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SULTANGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sultanganj branch
The branch is located at UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD MAHENDRU PATNA BIHAR 800006, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sultanganj branch” — the verified location pin for IFSC HDFC0005218 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005218 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005218 for HDFC Bank – SULTANGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sultanganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005218 continue to work without interruption.
Branch address & contact
HDFC BankSultanganj Branch
UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD MAHENDRU PATNA BIHAR 800006
Patna, Bihar
Phone: 1800-2026161
IFSC: HDFC0005218
Frequently asked questions
Is IFSC HDFC0005218 the same for all accounts at Sultanganj branch?
Yes. The IFSC HDFC0005218 is shared by every account held at HDFC Bank's Sultanganj branch. Only the account number changes from customer to customer.
Does HDFC Bank Sultanganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Where is HDFC Bank Sultanganj branch located?
HDFC Bank's Sultanganj branch is located at UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD MAHENDRU PATNA BIHAR 800006, Patna, Bihar.
Can I use IFSC HDFC0005218 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005218 to send funds instantly.
Is IFSC HDFC0005218 valid for NEFT and RTGS?
Yes. IFSC HDFC0005218 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Sultanganj branch?
The IFSC code of HDFC Bank, Sultanganj branch is HDFC0005218. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0005218 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sultanganj reflect within 30 minutes.
What is the phone number of HDFC Bank Sultanganj branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Summary
The IFSC code HDFC0005218 belongs to HDFC Bank's SULTANGANJ branch, located at UPPER GRD FLOOR KASHYAP COMPLEX OPP MUTHOOT FINANCE PATTHAR KI MASJID ROAD… in PATNA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
