Below are the complete branch details for HDFC Bank, PARSA BAZAR branch, located in PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005320. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005320 for HDFC Bank – PARSA BAZAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PARSA BAZAR is HDFC0005320. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005320 map to this branch in PATNA, BIHAR.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Parsa Bazar |
| IFSC Code | HDFC0005320 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR NEAR PNB BANK PARSA BAZAR PATNA BIHAR 804453 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Parsa Bazar branch in Patna, Bihar is part of this network and uses the IFSC code HDFC0005320 for all electronic settlement.
About the Parsa Bazar branch
The Parsa Bazar branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR NEAR PNB BANK PARSA BAZAR PATNA BIHAR 804453. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005320 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PARSA BAZAR of HDFC Bank — its own 11-character IFSC. The code HDFC0005320 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005320 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005320
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005320 across all three.
NEFT to HDFC Bank, PARSA BAZAR using IFSC HDFC0005320
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005320, and confirm that the system picks up HDFC Bank – PARSA BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PARSA BAZAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PARSA BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005320 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PARSA BAZAR (IFSC HDFC0005320)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005320 in your mobile or internet banking app, and the money is credited to the PARSA BAZAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005320 for HDFC Bank – PARSA BAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005320 | Yes – HDFC0005320 | Yes – HDFC0005320 |
For most retail customers crediting the Parsa Bazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005320
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PARSA BAZAR is still mapped to IFSC HDFC0005320. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005320 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Parsa Bazar branch is mapped to IFSC HDFC0005320 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005320.
Products and services
Customers walking into the Parsa Bazar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005320
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005320 and the account number together uniquely identify the Parsa Bazar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0005320
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PARSA BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005320 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PARSA BAZAR:
- The IFSC is exactly HDFC0005320 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PARSA BAZAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Parsa Bazar branch sits at HDFC BANK LTD GRD FLOOR NEAR PNB BANK PARSA BAZAR PATNA BIHAR 804453. If you are travelling from outside Patna, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005320 and your account number.
Verifying IFSC HDFC0005320 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005320 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Parsa Bazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005320 continue to work without interruption.
Branch address & contact
HDFC BankParsa Bazar Branch
HDFC BANK LTD GRD FLOOR NEAR PNB BANK PARSA BAZAR PATNA BIHAR 804453
Patna, Bihar
Phone: 1800-2026161
IFSC: HDFC0005320
Frequently asked questions
What is the IFSC code of HDFC Bank Parsa Bazar branch?
The IFSC code of HDFC Bank, Parsa Bazar branch is HDFC0005320. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0005320 valid for NEFT and RTGS?
Yes. IFSC HDFC0005320 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Parsa Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005320, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Parsa Bazar branch but serve different purposes.
Where is HDFC Bank Parsa Bazar branch located?
HDFC Bank's Parsa Bazar branch is located at HDFC BANK LTD GRD FLOOR NEAR PNB BANK PARSA BAZAR PATNA BIHAR 804453, Patna, Bihar.
Can I use IFSC HDFC0005320 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005320 to send funds instantly.
What is the phone number of HDFC Bank Parsa Bazar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Final notes
To recap: HDFC0005320 is the IFSC code of HDFC Bank, PARSA BAZAR branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
