If you are searching for the IFSC code of HDFC Bank, PATHANKOT - PUNJAB branch in PATHANKOT, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0000526. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATHANKOT - PUNJAB branch, and detailed step-by-step guides for using the IFSC HDFC0000526 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PATHANKOT - PUNJAB is HDFC0000526. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000526 map to this branch in PATHANKOT, PUNJAB.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pathankot - Punjab branch in Pathankot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000526.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pathankot - Punjab |
| IFSC Code | HDFC0000526 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB - 145001 |
| City | Pathankot |
| District | Gurdaspur |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About the Pathankot - Punjab branch
The Pathankot - Punjab branch of HDFC Bank is situated at SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB - 145001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000526 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PATHANKOT - PUNJAB branch came to be assigned the code HDFC0000526.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000526, money simply cannot be routed to the PATHANKOT - PUNJAB branch electronically.
Account types you can open at the Pathankot - Punjab branch
Once you have an account at HDFC Bank – PATHANKOT - PUNJAB, the IFSC HDFC0000526 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pathankot - Punjab branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000526
How to transfer money using IFSC HDFC0000526
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000526 across all three.
How to use IFSC HDFC0000526 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PATHANKOT - PUNJAB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000526.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PATHANKOT - PUNJAB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PATHANKOT - PUNJAB
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PATHANKOT - PUNJAB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000526 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PATHANKOT - PUNJAB, use IMPS. With IFSC HDFC0000526 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000526 for HDFC Bank – PATHANKOT - PUNJAB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000526 | Yes – HDFC0000526 | Yes – HDFC0000526 |
For most retail customers crediting the Pathankot - Punjab branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0000526
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PATHANKOT - PUNJAB is still mapped to IFSC HDFC0000526. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000526 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0000526
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PATHANKOT - PUNJAB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000526 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Pathankot - Punjab branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000526 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PATHANKOT - PUNJAB:
- The IFSC is exactly HDFC0000526 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PATHANKOT - PUNJAB as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pathankot - Punjab branch sits at SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB - 145001. If you are travelling from outside Pathankot, search for the branch on a maps application using the bank name and locality, or call 91-9815331111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000526 and your account number.
Verifying IFSC HDFC0000526 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000526 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pathankot - Punjab are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000526 continue to work without interruption.
Branch address & contact
HDFC BankPathankot - Punjab Branch
SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB - 145001
Pathankot, Punjab
Phone: 91-9815331111
IFSC: HDFC0000526
Frequently asked questions
Is IFSC HDFC0000526 the same for all accounts at Pathankot - Punjab branch?
Yes. The IFSC HDFC0000526 is shared by every account held at HDFC Bank's Pathankot - Punjab branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Pathankot - Punjab branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Does HDFC Bank Pathankot - Punjab branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
What is the IFSC code of HDFC Bank Pathankot - Punjab branch?
The IFSC code of HDFC Bank, Pathankot - Punjab branch is HDFC0000526. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0000526 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pathankot - Punjab reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathankot - Punjab branch but serve different purposes.
Where is HDFC Bank Pathankot - Punjab branch located?
HDFC Bank's Pathankot - Punjab branch is located at SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB - 145001, Pathankot, Punjab.
Can I use IFSC HDFC0000526 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000526 to send funds instantly.
Summary
The IFSC code HDFC0000526 belongs to HDFC Bank's PATHANKOT - PUNJAB branch, located at SCF - 5A, PATHANKOT IMPROVEMENT TRUST COMPLEX, PATEL CHOWK, PATHANKOT, PUNJAB… in PATHANKOT, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
