Use this page as a one-stop reference for everything related to HDFC Bank's PARWANOO branch in PARWANOO, HIMACHAL PRADESH. The branch's IFSC code HDFC0002103 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PARWANOO is HDFC0002103. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002103 map to this branch in PARWANOO, HIMACHAL PRADESH.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Parwanoo branch — IFSC HDFC0002103 — extends the bank's services to customers in and around Parwanoo, Himachal Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Parwanoo |
| IFSC Code | HDFC0002103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARWANOO NH-22, OPP. ESI HOSPITAL DIST-SOLAN PIN 173220 |
| City | Parwanoo |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8001804333 |
About the Parwanoo branch
The Parwanoo branch of HDFC Bank is situated at PARWANOO NH-22, OPP. ESI HOSPITAL DIST-SOLAN PIN 173220. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002103 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PARWANOO branch came to be assigned the code HDFC0002103.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002103, money simply cannot be routed to the PARWANOO branch electronically.
Products and account variants supported
Every account opened at the Parwanoo branch is mapped to IFSC HDFC0002103 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002103.
Products and services
Customers walking into the Parwanoo branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002103
How to transfer money using IFSC HDFC0002103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002103 across all three.
NEFT to HDFC Bank, PARWANOO using IFSC HDFC0002103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002103, and confirm that the system picks up HDFC Bank – PARWANOO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002103
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PARWANOO, ensure your bank's portal accepts IFSC HDFC0002103 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PARWANOO, use IMPS. With IFSC HDFC0002103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002103 for HDFC Bank – PARWANOO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002103 | Yes – HDFC0002103 | Yes – HDFC0002103 |
For most retail customers crediting the Parwanoo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002103
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PARWANOO is still mapped to IFSC HDFC0002103. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002103 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0002103
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PARWANOO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002103 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Parwanoo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002103 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0002103
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PARWANOO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002103. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Parwanoo branch
The branch is located at PARWANOO NH-22, OPP. ESI HOSPITAL DIST-SOLAN PIN 173220, which puts it inside Parwanoo, the broader Solan district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Parwanoo branch” — the verified location pin for IFSC HDFC0002103 should appear at the top of the results.
- Confirm the branch is open by calling 91-8001804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002103 and your account number.
Verifying IFSC HDFC0002103 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002103 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Parwanoo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002103, however, work 24x7.
Branch address & contact
HDFC BankParwanoo Branch
PARWANOO NH-22, OPP. ESI HOSPITAL DIST-SOLAN PIN 173220
Parwanoo, Himachal Pradesh
Phone: 91-8001804333
IFSC: HDFC0002103
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Parwanoo branch but serve different purposes.
Is IFSC HDFC0002103 valid for NEFT and RTGS?
Yes. IFSC HDFC0002103 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Parwanoo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002103, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0002103 the same for all accounts at Parwanoo branch?
Yes. The IFSC HDFC0002103 is shared by every account held at HDFC Bank's Parwanoo branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Parwanoo branch?
You can reach the branch at 91-8001804333 during regular banking hours.
Can I use IFSC HDFC0002103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002103 to send funds instantly.
Summary
The IFSC code HDFC0002103 belongs to HDFC Bank's PARWANOO branch, located at PARWANOO NH-22, OPP. ESI HOSPITAL DIST-SOLAN PIN 173220 in PARWANOO, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
