This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, VAISHYA NAGARI SAH BANK LTD branch in PARBHANI. The 11-digit IFSC HDFC0CVNB02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the VAISHYA NAGARI SAH BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – VAISHYA NAGARI SAH BANK LTD is HDFC0CVNB02. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CVNB02 map to this branch in PARBHANI, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vaishya Nagari Sah Bank Ltd |
| IFSC Code | HDFC0CVNB02 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SANT JANABAI SHOPPING CENTER, NO 21 B, AADALT ROAD, GANGAKHED 431514 |
| City | Parbhani |
| District | Parbhani |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9420079567 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vaishya Nagari Sah Bank Ltd branch — IFSC HDFC0CVNB02 — extends the bank's services to customers in and around Parbhani, Maharashtra.
About the Vaishya Nagari Sah Bank Ltd branch
The Vaishya Nagari Sah Bank Ltd branch of HDFC Bank is situated at SANT JANABAI SHOPPING CENTER, NO 21 B, AADALT ROAD, GANGAKHED 431514. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CVNB02 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VAISHYA NAGARI SAH BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVNB02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVNB02 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0CVNB02
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVNB02 across all three.
NEFT to HDFC Bank, VAISHYA NAGARI SAH BANK LTD using IFSC HDFC0CVNB02
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CVNB02, and confirm that the system picks up HDFC Bank – VAISHYA NAGARI SAH BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VAISHYA NAGARI SAH BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VAISHYA NAGARI SAH BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVNB02 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank VAISHYA NAGARI SAH BANK LTD (IFSC HDFC0CVNB02)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVNB02 in your mobile or internet banking app, and the money is credited to the VAISHYA NAGARI SAH BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CVNB02 for HDFC Bank – VAISHYA NAGARI SAH BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CVNB02 | Yes – HDFC0CVNB02 | Yes – HDFC0CVNB02 |
For most retail customers crediting the Vaishya Nagari Sah Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CVNB02
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VAISHYA NAGARI SAH BANK LTD is still mapped to IFSC HDFC0CVNB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVNB02 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vaishya Nagari Sah Bank Ltd branch is mapped to IFSC HDFC0CVNB02 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CVNB02.
Banking services available
The Vaishya Nagari Sah Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9420079567.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVNB02
MICR & cheque-truncation details
Cheques drawn on the Vaishya Nagari Sah Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CVNB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Vaishya Nagari Sah Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CVNB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VAISHYA NAGARI SAH BANK LTD:
- The IFSC is exactly HDFC0CVNB02 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VAISHYA NAGARI SAH BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vaishya Nagari Sah Bank Ltd branch
The branch is located at SANT JANABAI SHOPPING CENTER, NO 21 B, AADALT ROAD, GANGAKHED 431514, which puts it inside Parbhani, the broader Parbhani district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Vaishya Nagari Sah Bank Ltd branch” — the verified location pin for IFSC HDFC0CVNB02 should appear at the top of the results.
- Confirm the branch is open by calling 91-9420079567 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVNB02 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CVNB02 for HDFC Bank – VAISHYA NAGARI SAH BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaishya Nagari Sah Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CVNB02, however, work 24x7.
Branch address & contact
HDFC BankVaishya Nagari Sah Bank Ltd Branch
SANT JANABAI SHOPPING CENTER, NO 21 B, AADALT ROAD, GANGAKHED 431514
Parbhani, Maharashtra
Phone: 91-9420079567
IFSC: HDFC0CVNB02
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vaishya Nagari Sah Bank Ltd branch but serve different purposes.
Is IFSC HDFC0CVNB02 the same for all accounts at Vaishya Nagari Sah Bank Ltd branch?
Yes. The IFSC HDFC0CVNB02 is shared by every account held at HDFC Bank's Vaishya Nagari Sah Bank Ltd branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Vaishya Nagari Sah Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CVNB02, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0CVNB02 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CVNB02 to send funds instantly.
Does HDFC Bank Vaishya Nagari Sah Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9420079567 to confirm.
What is the IFSC code of HDFC Bank Vaishya Nagari Sah Bank Ltd branch?
The IFSC code of HDFC Bank, Vaishya Nagari Sah Bank Ltd branch is HDFC0CVNB02. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HDFC0CVNB02 is the IFSC code of HDFC Bank, VAISHYA NAGARI SAH BANK LTD branch, in PARBHANI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


