Use this page as a one-stop reference for everything related to HDFC Bank's MAULI branch in PANCHKULA, HARYANA. The branch's IFSC code HDFC0003823 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – MAULI is HDFC0003823. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003823 map to this branch in PANCHKULA, HARYANA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mauli branch — IFSC HDFC0003823 — extends the bank's services to customers in and around Panchkula, Haryana.
Mauli branch overview
Located at HDFC BANK LTD VILLAGE MAULI DT PANCHKULA MAULI HARYANA 134118, the Mauli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0003823 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mauli |
| IFSC Code | HDFC0003823 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD VILLAGE MAULI DT PANCHKULA MAULI HARYANA 134118 |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MAULI branch came to be assigned the code HDFC0003823.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003823, money simply cannot be routed to the MAULI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Mauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003823 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0003823
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003823 across all three.
NEFT to HDFC Bank, MAULI using IFSC HDFC0003823
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003823, and confirm that the system picks up HDFC Bank – MAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003823
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MAULI, ensure your bank's portal accepts IFSC HDFC0003823 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank MAULI (IFSC HDFC0003823)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003823 in your mobile or internet banking app, and the money is credited to the MAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003823 for HDFC Bank – MAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003823 | Yes – HDFC0003823 | Yes – HDFC0003823 |
For most retail customers crediting the Mauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MAULI branch, the IFSC HDFC0003823 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mauli branch is mapped to IFSC HDFC0003823 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003823.
Products and services
Customers walking into the Mauli branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003823
Digital banking channels
Most day-to-day work that customers used to do at the Mauli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003823 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Mauli branch
The branch is located at HDFC BANK LTD VILLAGE MAULI DT PANCHKULA MAULI HARYANA 134118, which puts it inside Panchkula, the broader Panchkula district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Mauli branch” — the verified location pin for IFSC HDFC0003823 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003823 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MAULI:
- The IFSC is exactly HDFC0003823 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003823, however, work 24x7.
Verifying IFSC HDFC0003823 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003823 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankMauli Branch
HDFC BANK LTD VILLAGE MAULI DT PANCHKULA MAULI HARYANA 134118
Panchkula, Haryana
Phone: 91-9996243333
IFSC: HDFC0003823
Frequently asked questions
What is the phone number of HDFC Bank Mauli branch?
You can reach the branch at 91-9996243333 during regular banking hours.
Where is HDFC Bank Mauli branch located?
HDFC Bank's Mauli branch is located at HDFC BANK LTD VILLAGE MAULI DT PANCHKULA MAULI HARYANA 134118, Panchkula, Haryana.
Does HDFC Bank Mauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9996243333 to confirm.
Is IFSC HDFC0003823 valid for NEFT and RTGS?
Yes. IFSC HDFC0003823 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Mauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003823, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mauli branch but serve different purposes.
Is IFSC HDFC0003823 the same for all accounts at Mauli branch?
Yes. The IFSC HDFC0003823 is shared by every account held at HDFC Bank's Mauli branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0003823 is the IFSC code of HDFC Bank, MAULI branch, in PANCHKULA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
