If you are searching for the IFSC code of HDFC Bank, PATTO branch in PANAJI, GOA, this page has every detail you need. The verified IFSC code for this branch is HDFC0001213. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATTO branch, and detailed step-by-step guides for using the IFSC HDFC0001213 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's PATTO branch, the IFSC HDFC0001213 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001213 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Patto branch in Panaji. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001213.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Patto |
| IFSC Code | HDFC0001213 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA 403001 |
| City | Panaji |
| District | North Goa |
| State | Goa |
| STD Code | 91 |
| Phone | 9890603333 |
About this branch
The branch is located at SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA 403001. It serves the Panaji region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001213 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATTO of HDFC Bank — its own 11-character IFSC. The code HDFC0001213 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001213 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Patto branch
Once you have an account at HDFC Bank – PATTO, the IFSC HDFC0001213 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Patto branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001213
How to transfer money using IFSC HDFC0001213
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001213 across all three.
How to use IFSC HDFC0001213 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PATTO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001213.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PATTO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PATTO
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's PATTO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001213 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank PATTO (IFSC HDFC0001213)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001213 in your mobile or internet banking app, and the money is credited to the PATTO branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001213 for HDFC Bank – PATTO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001213 | Yes – HDFC0001213 | Yes – HDFC0001213 |
For most retail customers crediting the Patto branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PATTO branch, the IFSC HDFC0001213 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0001213
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PATTO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001213 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001213 and the account number together uniquely identify the Patto branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PATTO:
- The IFSC is exactly HDFC0001213 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and PATTO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Patto branch sits at SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA 403001. If you are travelling from outside Panaji, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001213 and your account number.
Verifying IFSC HDFC0001213 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001213 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Patto branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001213, however, work 24x7.
Branch address & contact
HDFC BankPatto Branch
SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA 403001
Panaji, Goa
Phone: 91-9890603333
IFSC: HDFC0001213
Frequently asked questions
What is the phone number of HDFC Bank Patto branch?
You can reach the branch at 91-9890603333 during regular banking hours.
How do I add HDFC Bank Patto as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001213, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Patto branch?
The IFSC code of HDFC Bank, Patto branch is HDFC0001213. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Patto branch located?
HDFC Bank's Patto branch is located at SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA 403001, Panaji, Goa.
Does HDFC Bank Patto branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Is IFSC HDFC0001213 valid for NEFT and RTGS?
Yes. IFSC HDFC0001213 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0001213 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001213 to send funds instantly.
How quickly will an NEFT transfer using HDFC0001213 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Patto reflect within 30 minutes.
Summary
The IFSC code HDFC0001213 belongs to HDFC Bank's PATTO branch, located at SHOP NO 2 GROUND FLOOR AMBROSIA BUILDING OPP GINGER HOTEL PATTO PANAJI GOA… in PANAJI, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
