IFSC Code of HDFC Bank, Abu Highway Palanpur Branch, Gujarat

Use this page as a one-stop reference for everything related to HDFC Bank's ABU HIGHWAY PALANPUR branch in PALANPUR, GUJARAT. The branch's IFSC code HDFC0005832 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – ABU HIGHWAY PALANPUR is HDFC0005832. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005832 map to this branch in PALANPUR, GUJARAT.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Abu Highway Palanpur branch — IFSC HDFC0005832 — extends the bank's services to customers in and around Palanpur, Gujarat.

Branch details at a glance

About this branch

The branch is located at SHOP NO 11 AND 12 S9 COMMERCIAL COMPLEX PALANPUR OPP BIHARI BAUG ABU ROAD HIGHWAY PALANPUR GUJARAT 385001. It serves the Palanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005832 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ABU HIGHWAY PALANPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0005832 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005832 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Abu Highway Palanpur branch is mapped to IFSC HDFC0005832 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0005832.

Products and services

Customers walking into the Abu Highway Palanpur branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0005832

How to transfer money using IFSC HDFC0005832

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005832 across all three.

How to use IFSC HDFC0005832 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ABU HIGHWAY PALANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0005832.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as ABU HIGHWAY PALANPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ABU HIGHWAY PALANPUR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ABU HIGHWAY PALANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005832 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank ABU HIGHWAY PALANPUR (IFSC HDFC0005832)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005832 in your mobile or internet banking app, and the money is credited to the ABU HIGHWAY PALANPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0005832 for HDFC Bank – ABU HIGHWAY PALANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Abu Highway Palanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0005832

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ABU HIGHWAY PALANPUR is still mapped to IFSC HDFC0005832. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005832 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0005832

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ABU HIGHWAY PALANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005832 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Abu Highway Palanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005832 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ABU HIGHWAY PALANPUR:

• The IFSC is exactly HDFC0005832 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and ABU HIGHWAY PALANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Abu Highway Palanpur branch

The branch is located at SHOP NO 11 AND 12 S9 COMMERCIAL COMPLEX PALANPUR OPP BIHARI BAUG ABU ROAD HIGHWAY PALANPUR GUJARAT 385001, which puts it inside Palanpur, the broader Banas Kantha district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Abu Highway Palanpur branch” — the verified location pin for IFSC HDFC0005832 should appear at the top of the results.
2. Confirm the branch is open by calling 79-61606161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005832 and your account number.

Verifying IFSC HDFC0005832 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005832 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-61606161.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Abu Highway Palanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005832 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0005832 is the IFSC code of HDFC Bank, ABU HIGHWAY PALANPUR branch, in PALANPUR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.