Below are the complete branch details for HDFC Bank, R K NAGAR KOLHAPUR branch, located in PACHGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0006694. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0006694 for HDFC Bank – R K NAGAR KOLHAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006694 is the IFSC of HDFC Bank's R K NAGAR KOLHAPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 006694 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | R K Nagar Kolhapur |
| IFSC Code | HDFC0006694 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA 416013 |
| City | Pachgaon |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the R K Nagar Kolhapur branch in Pachgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006694.
R K Nagar Kolhapur branch overview
Located at GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA 416013, the R K Nagar Kolhapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0006694 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including R K NAGAR KOLHAPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0006694 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006694 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0006694
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006694 across all three.
NEFT to HDFC Bank, R K NAGAR KOLHAPUR using IFSC HDFC0006694
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006694, and confirm that the system picks up HDFC Bank – R K NAGAR KOLHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0006694
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – R K NAGAR KOLHAPUR, ensure your bank's portal accepts IFSC HDFC0006694 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – R K NAGAR KOLHAPUR, use IMPS. With IFSC HDFC0006694 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006694 for HDFC Bank – R K NAGAR KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006694 | Yes – HDFC0006694 | Yes – HDFC0006694 |
For most retail customers crediting the R K Nagar Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's R K NAGAR KOLHAPUR branch, the IFSC HDFC0006694 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the R K Nagar Kolhapur branch
Once you have an account at HDFC Bank – R K NAGAR KOLHAPUR, the IFSC HDFC0006694 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the R K Nagar Kolhapur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006694
MICR & cheque-truncation details
Cheques drawn on the R K Nagar Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006694 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the R K Nagar Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006694 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – R K NAGAR KOLHAPUR:
- The IFSC is exactly HDFC0006694 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and R K NAGAR KOLHAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The R K Nagar Kolhapur branch sits at GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA 416013. If you are travelling from outside Pachgaon, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006694 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0006694 for HDFC Bank – R K NAGAR KOLHAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R K Nagar Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006694, however, work 24x7.
Branch address & contact
HDFC BankR K Nagar Kolhapur Branch
GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA 416013
Pachgaon, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0006694
Frequently asked questions
How quickly will an NEFT transfer using HDFC0006694 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – R K Nagar Kolhapur reflect within 30 minutes.
How do I add HDFC Bank R K Nagar Kolhapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006694, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank R K Nagar Kolhapur branch?
The IFSC code of HDFC Bank, R K Nagar Kolhapur branch is HDFC0006694. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0006694 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006694 to send funds instantly.
Is IFSC HDFC0006694 the same for all accounts at R K Nagar Kolhapur branch?
Yes. The IFSC HDFC0006694 is shared by every account held at HDFC Bank's R K Nagar Kolhapur branch. Only the account number changes from customer to customer.
Where is HDFC Bank R K Nagar Kolhapur branch located?
HDFC Bank's R K Nagar Kolhapur branch is located at GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA 416013, Pachgaon, Maharashtra.
Does HDFC Bank R K Nagar Kolhapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0006694 valid for NEFT and RTGS?
Yes. IFSC HDFC0006694 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0006694 belongs to HDFC Bank's R K NAGAR KOLHAPUR branch, located at GRD FLOOR SHIVGANGA 319 2 MAIN ROAD R K NAGAR MORE WADI PACHGAON MAHARASHTRA… in PACHGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
