Use this page as a one-stop reference for everything related to HDFC Bank's PATHIRIPPALA branch in OTTAPPALAM, KERALA. The branch's IFSC code HDFC0005349 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PATHIRIPPALA is HDFC0005349. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005349 map to this branch in OTTAPPALAM, KERALA.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Pathirippala branch in Ottappalam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005349.
About the Pathirippala branch
The Pathirippala branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR NMC RESIDENCY PATHIRIPPALA OTTAPPALAM KERALA 679302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005349 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Pathirippala |
| IFSC Code | HDFC0005349 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR NMC RESIDENCY PATHIRIPPALA OTTAPPALAM KERALA 679302 |
| City | Ottappalam |
| District | Palakkad |
| State | Kerala |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's PATHIRIPPALA branch came to be assigned the code HDFC0005349.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005349, money simply cannot be routed to the PATHIRIPPALA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Pathirippala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005349 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0005349
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005349 across all three.
How to use IFSC HDFC0005349 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PATHIRIPPALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005349.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PATHIRIPPALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0005349
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PATHIRIPPALA, ensure your bank's portal accepts IFSC HDFC0005349 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank PATHIRIPPALA (IFSC HDFC0005349)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005349 in your mobile or internet banking app, and the money is credited to the PATHIRIPPALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005349 for HDFC Bank – PATHIRIPPALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005349 | Yes – HDFC0005349 | Yes – HDFC0005349 |
For most retail customers crediting the Pathirippala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PATHIRIPPALA branch, the IFSC HDFC0005349 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Pathirippala branch
Once you have an account at HDFC Bank – PATHIRIPPALA, the IFSC HDFC0005349 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pathirippala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005349
Digital banking channels
Most day-to-day work that customers used to do at the Pathirippala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005349 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Pathirippala branch sits at HDFC BANK LTD GRD FLOOR NMC RESIDENCY PATHIRIPPALA OTTAPPALAM KERALA 679302. If you are travelling from outside Ottappalam, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005349 and your account number.
Common mistakes to avoid when using IFSC HDFC0005349
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PATHIRIPPALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005349. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Pathirippala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005349 continue to work without interruption.
Verifying IFSC HDFC0005349 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005349 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankPathirippala Branch
HDFC BANK LTD GRD FLOOR NMC RESIDENCY PATHIRIPPALA OTTAPPALAM KERALA 679302
Ottappalam, Kerala
Phone: 1800-2026161
IFSC: HDFC0005349
Frequently asked questions
Is IFSC HDFC0005349 valid for NEFT and RTGS?
Yes. IFSC HDFC0005349 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Pathirippala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0005349 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Pathirippala reflect within 30 minutes.
How do I add HDFC Bank Pathirippala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005349, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0005349 the same for all accounts at Pathirippala branch?
Yes. The IFSC HDFC0005349 is shared by every account held at HDFC Bank's Pathirippala branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Pathirippala branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the IFSC code of HDFC Bank Pathirippala branch?
The IFSC code of HDFC Bank, Pathirippala branch is HDFC0005349. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0005349 belongs to HDFC Bank's PATHIRIPPALA branch, located at HDFC BANK LTD GRD FLOOR NMC RESIDENCY PATHIRIPPALA OTTAPPALAM KERALA 679302 in OTTAPPALAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
