Use this page as a one-stop reference for everything related to HDFC Bank's NUMALIGARH branch in NUMULIGARH, ASSAM. The branch's IFSC code HDFC0001646 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – NUMALIGARH is HDFC0001646. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001646 map to this branch in NUMULIGARH, ASSAM.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Numaligarh branch — IFSC HDFC0001646 — extends the bank's services to customers in and around Numuligarh, Assam.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Numaligarh |
| IFSC Code | HDFC0001646 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTDBISHNUPUR MARKET,OPP.NRL POLICE OUTPOST |
| City | Numuligarh |
| District | Golaghat |
| State | Assam |
| STD Code | 91 |
| Phone | 9957193333 |
About the Numaligarh branch
The Numaligarh branch of HDFC Bank is situated at HDFC BANK LTDBISHNUPUR MARKET,OPP.NRL POLICE OUTPOST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001646 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NUMALIGARH of HDFC Bank — its own 11-character IFSC. The code HDFC0001646 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001646 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Numaligarh branch is mapped to IFSC HDFC0001646 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001646.
Products and services
Customers walking into the Numaligarh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001646
How to transfer money using IFSC HDFC0001646
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001646 across all three.
NEFT to HDFC Bank, NUMALIGARH using IFSC HDFC0001646
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001646, and confirm that the system picks up HDFC Bank – NUMALIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0001646
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – NUMALIGARH, ensure your bank's portal accepts IFSC HDFC0001646 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – NUMALIGARH, use IMPS. With IFSC HDFC0001646 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001646 for HDFC Bank – NUMALIGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001646 | Yes – HDFC0001646 | Yes – HDFC0001646 |
For most retail customers crediting the Numaligarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's NUMALIGARH branch, the IFSC HDFC0001646 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Numaligarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001646 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001646 and the account number together uniquely identify the Numaligarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NUMALIGARH:
- The IFSC is exactly HDFC0001646 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NUMALIGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Numaligarh branch sits at HDFC BANK LTDBISHNUPUR MARKET,OPP.NRL POLICE OUTPOST. If you are travelling from outside Numuligarh, search for the branch on a maps application using the bank name and locality, or call 91-9957193333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001646 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0001646 for HDFC Bank – NUMALIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Numaligarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001646, however, work 24x7.
Branch address & contact
HDFC BankNumaligarh Branch
HDFC BANK LTDBISHNUPUR MARKET,OPP.NRL POLICE OUTPOST
Numuligarh, Assam
Phone: 91-9957193333
IFSC: HDFC0001646
Frequently asked questions
Is IFSC HDFC0001646 the same for all accounts at Numaligarh branch?
Yes. The IFSC HDFC0001646 is shared by every account held at HDFC Bank's Numaligarh branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Numaligarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001646, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0001646 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001646 to send funds instantly.
What is the phone number of HDFC Bank Numaligarh branch?
You can reach the branch at 91-9957193333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Numaligarh branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0001646 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Numaligarh reflect within 30 minutes.
Is IFSC HDFC0001646 valid for NEFT and RTGS?
Yes. IFSC HDFC0001646 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0001646 belongs to HDFC Bank's NUMALIGARH branch, located at HDFC BANK LTDBISHNUPUR MARKET,OPP.NRL POLICE OUTPOST in NUMULIGARH, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
