Use this page as a one-stop reference for everything related to HDFC Bank's RAWALPORA SRINAGAR branch in NOW GAM, JAMMU AND KASHMIR. The branch's IFSC code HDFC0005762 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's RAWALPORA SRINAGAR branch, the IFSC HDFC0005762 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005762 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rawalpora Srinagar branch — IFSC HDFC0005762 — extends the bank's services to customers in and around Now Gam, Jammu and Kashmir.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rawalpora Srinagar |
| IFSC Code | HDFC0005762 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR MAIN CHOWK RAWALPORA NEAR MADINA COMPLEX NOW GAM JAMMU AND KASHMIR 190005 |
| City | Now Gam |
| District | Srinagar |
| State | Jammu and Kashmir |
| STD Code | 1860 |
| Phone | 2676161 |
About this branch
The branch is located at GROUND FLOOR MAIN CHOWK RAWALPORA NEAR MADINA COMPLEX NOW GAM JAMMU AND KASHMIR 190005. It serves the Now Gam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005762 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAWALPORA SRINAGAR branch came to be assigned the code HDFC0005762.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005762, money simply cannot be routed to the RAWALPORA SRINAGAR branch electronically.
Account types you can open at the Rawalpora Srinagar branch
Once you have an account at HDFC Bank – RAWALPORA SRINAGAR, the IFSC HDFC0005762 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rawalpora Srinagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005762
How to transfer money using IFSC HDFC0005762
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005762 across all three.
How to use IFSC HDFC0005762 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RAWALPORA SRINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005762.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RAWALPORA SRINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0005762
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RAWALPORA SRINAGAR, ensure your bank's portal accepts IFSC HDFC0005762 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank RAWALPORA SRINAGAR (IFSC HDFC0005762)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005762 in your mobile or internet banking app, and the money is credited to the RAWALPORA SRINAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rawalpora Srinagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005762:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAWALPORA SRINAGAR is still linked to IFSC HDFC0005762.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RAWALPORA SRINAGAR branch, the IFSC HDFC0005762 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0005762
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAWALPORA SRINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005762 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rawalpora Srinagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005762 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0005762
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – RAWALPORA SRINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005762. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rawalpora Srinagar branch sits at GROUND FLOOR MAIN CHOWK RAWALPORA NEAR MADINA COMPLEX NOW GAM JAMMU AND KASHMIR 190005. If you are travelling from outside Now Gam, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005762 and your account number.
Verifying IFSC HDFC0005762 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005762 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rawalpora Srinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005762, however, work 24x7.
Branch address & contact
HDFC BankRawalpora Srinagar Branch
GROUND FLOOR MAIN CHOWK RAWALPORA NEAR MADINA COMPLEX NOW GAM JAMMU AND KASHMIR 190005
Now Gam, Jammu and Kashmir
Phone: 1860-2676161
IFSC: HDFC0005762
Frequently asked questions
What is the phone number of HDFC Bank Rawalpora Srinagar branch?
You can reach the branch at 1860-2676161 during regular banking hours.
How do I add HDFC Bank Rawalpora Srinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005762, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rawalpora Srinagar branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0005762 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rawalpora Srinagar reflect within 30 minutes.
Is IFSC HDFC0005762 the same for all accounts at Rawalpora Srinagar branch?
Yes. The IFSC HDFC0005762 is shared by every account held at HDFC Bank's Rawalpora Srinagar branch. Only the account number changes from customer to customer.
Is IFSC HDFC0005762 valid for NEFT and RTGS?
Yes. IFSC HDFC0005762 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0005762 is the IFSC code of HDFC Bank, RAWALPORA SRINAGAR branch, in NOW GAM, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
