Below are the complete branch details for HDFC Bank, CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch, located in NOIDA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CCBL02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CCBL02 for HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch, the IFSC HDFC0CCBL02 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CCBL02 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Citizen Co-Operative Bank Ltd.Noida branch in Noida, Uttar Pradesh is part of this network and uses the IFSC code HDFC0CCBL02 for all electronic settlement.
About the Citizen Co-Operative Bank Ltd.Noida branch
The Citizen Co-Operative Bank Ltd.Noida branch of HDFC Bank is situated at SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CCBL02 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Citizen Co-Operative Bank Ltd.Noida |
| IFSC Code | HDFC0CCBL02 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9818793080 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CITIZEN CO-OPERATIVE BANK LTD.NOIDA of HDFC Bank — its own 11-character IFSC. The code HDFC0CCBL02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CCBL02 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Citizen Co-Operative Bank Ltd.Noida branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CCBL02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0CCBL02
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CCBL02 across all three.
How to use IFSC HDFC0CCBL02 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CCBL02.
- Confirm the bank name auto-populates as HDFC Bank and the branch as CITIZEN CO-OPERATIVE BANK LTD.NOIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CITIZEN CO-OPERATIVE BANK LTD.NOIDA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CCBL02 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA, use IMPS. With IFSC HDFC0CCBL02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Citizen Co-Operative Bank Ltd.Noida
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CCBL02:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CITIZEN CO-OPERATIVE BANK LTD.NOIDA is still linked to IFSC HDFC0CCBL02.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0CCBL02
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA is still mapped to IFSC HDFC0CCBL02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CCBL02 and the beneficiary's account number to complete the transfer.
Account types you can open at the Citizen Co-Operative Bank Ltd.Noida branch
Once you have an account at HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA, the IFSC HDFC0CCBL02 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Citizen Co-Operative Bank Ltd.Noida branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CCBL02
Online banking and IFSC HDFC0CCBL02
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CCBL02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Citizen Co-Operative Bank Ltd.Noida branch
The branch is located at SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA, which puts it inside Noida, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Citizen Co-Operative Bank Ltd.Noida branch” — the verified location pin for IFSC HDFC0CCBL02 should appear at the top of the results.
- Confirm the branch is open by calling 91-9818793080 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CCBL02 and your account number.
Common mistakes to avoid when using IFSC HDFC0CCBL02
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CCBL02. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Citizen Co-Operative Bank Ltd.Noida branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CCBL02, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CCBL02 for HDFC Bank – CITIZEN CO-OPERATIVE BANK LTD.NOIDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankCitizen Co-Operative Bank Ltd.Noida Branch
SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA
Noida, Uttar Pradesh
Phone: 91-9818793080
IFSC: HDFC0CCBL02
Frequently asked questions
Is IFSC HDFC0CCBL02 the same for all accounts at Citizen Co-Operative Bank Ltd.Noida branch?
Yes. The IFSC HDFC0CCBL02 is shared by every account held at HDFC Bank's Citizen Co-Operative Bank Ltd.Noida branch. Only the account number changes from customer to customer.
Is IFSC HDFC0CCBL02 valid for NEFT and RTGS?
Yes. IFSC HDFC0CCBL02 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Citizen Co-Operative Bank Ltd.Noida branch located?
HDFC Bank's Citizen Co-Operative Bank Ltd.Noida branch is located at SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA, Noida, Uttar Pradesh.
Can I use IFSC HDFC0CCBL02 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CCBL02 to send funds instantly.
How quickly will an NEFT transfer using HDFC0CCBL02 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Citizen Co-Operative Bank Ltd.Noida reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Citizen Co-Operative Bank Ltd.Noida branch but serve different purposes.
Summary
The IFSC code HDFC0CCBL02 belongs to HDFC Bank's CITIZEN CO-OPERATIVE BANK LTD.NOIDA branch, located at SHOP NO. B 1A/36 ,SECTOR-51 ,NOIDA in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
