Use this page as a one-stop reference for everything related to HDFC Bank's SHRI SAWAMI SAMARATH SAH BANK LTD branch in NIGHOJ, MAHARASHTRA. The branch's IFSC code HDFC0CSSSSN is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD is HDFC0CSSSSN. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CSSSSN map to this branch in NIGHOJ, MAHARASHTRA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Sawami Samarath Sah Bank Ltd branch — IFSC HDFC0CSSSSN — extends the bank's services to customers in and around Nighoj, Maharashtra.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Shri Sawami Samarath Sah Bank Ltd |
| IFSC Code | HDFC0CSSSSN |
| MICR Code | Refer to cheque leaf |
| Branch Address | AP NIGHOJ TAL PARNER DIST AHMEDNAGAR |
| City | Nighoj |
| District | Ahmadnagar |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9921336579 |
About the Shri Sawami Samarath Sah Bank Ltd branch
The Shri Sawami Samarath Sah Bank Ltd branch of HDFC Bank is situated at AP NIGHOJ TAL PARNER DIST AHMEDNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CSSSSN is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI SAWAMI SAMARATH SAH BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CSSSSN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CSSSSN the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Shri Sawami Samarath Sah Bank Ltd branch
Once you have an account at HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD, the IFSC HDFC0CSSSSN stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shri Sawami Samarath Sah Bank Ltd branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CSSSSN
How to transfer money using IFSC HDFC0CSSSSN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSSSSN across all three.
How to use IFSC HDFC0CSSSSN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SHRI SAWAMI SAMARATH SAH BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CSSSSN.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SHRI SAWAMI SAMARATH SAH BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0CSSSSN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD, ensure your bank's portal accepts IFSC HDFC0CSSSSN while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SHRI SAWAMI SAMARATH SAH BANK LTD (IFSC HDFC0CSSSSN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSSSSN in your mobile or internet banking app, and the money is credited to the SHRI SAWAMI SAMARATH SAH BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CSSSSN for HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CSSSSN | Yes – HDFC0CSSSSN | Yes – HDFC0CSSSSN |
For most retail customers crediting the Shri Sawami Samarath Sah Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CSSSSN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD is still mapped to IFSC HDFC0CSSSSN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSSSSN and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0CSSSSN
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI SAWAMI SAMARATH SAH BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSSSSN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shri Sawami Samarath Sah Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CSSSSN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0CSSSSN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CSSSSN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Shri Sawami Samarath Sah Bank Ltd branch
The branch is located at AP NIGHOJ TAL PARNER DIST AHMEDNAGAR, which puts it inside Nighoj, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Shri Sawami Samarath Sah Bank Ltd branch” — the verified location pin for IFSC HDFC0CSSSSN should appear at the top of the results.
- Confirm the branch is open by calling 91-9921336579 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSSSSN and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CSSSSN for HDFC Bank – SHRI SAWAMI SAMARATH SAH BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Sawami Samarath Sah Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSSSSN, however, work 24x7.
Branch address & contact
HDFC BankShri Sawami Samarath Sah Bank Ltd Branch
AP NIGHOJ TAL PARNER DIST AHMEDNAGAR
Nighoj, Maharashtra
Phone: 91-9921336579
IFSC: HDFC0CSSSSN
Frequently asked questions
Does HDFC Bank Shri Sawami Samarath Sah Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9921336579 to confirm.
How quickly will an NEFT transfer using HDFC0CSSSSN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Shri Sawami Samarath Sah Bank Ltd reflect within 30 minutes.
How do I add HDFC Bank Shri Sawami Samarath Sah Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CSSSSN, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Shri Sawami Samarath Sah Bank Ltd branch located?
HDFC Bank's Shri Sawami Samarath Sah Bank Ltd branch is located at AP NIGHOJ TAL PARNER DIST AHMEDNAGAR, Nighoj, Maharashtra.
What is the phone number of HDFC Bank Shri Sawami Samarath Sah Bank Ltd branch?
You can reach the branch at 91-9921336579 during regular banking hours.
Is IFSC HDFC0CSSSSN the same for all accounts at Shri Sawami Samarath Sah Bank Ltd branch?
Yes. The IFSC HDFC0CSSSSN is shared by every account held at HDFC Bank's Shri Sawami Samarath Sah Bank Ltd branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0CSSSSN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CSSSSN to send funds instantly.
Final notes
To recap: HDFC0CSSSSN is the IFSC code of HDFC Bank, SHRI SAWAMI SAMARATH SAH BANK LTD branch, in NIGHOJ, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
