Use this page as a one-stop reference for everything related to HDFC Bank's NAZIRA branch in NAZIRA TOWN, ASSAM. The branch's IFSC code HDFC0009230 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009230 is the IFSC of HDFC Bank's NAZIRA branch. The format is fixed: HDFC = bank code, 0 = reserved, 009230 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nazira branch — IFSC HDFC0009230 — extends the bank's services to customers in and around Nazira Town, Assam.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nazira |
| IFSC Code | HDFC0009230 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR ASSAM 785685 |
| City | Nazira Town |
| District | Sibsagar |
| State | Assam |
| STD Code | 91 |
| Phone | 9957193333 |
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR ASSAM 785685. It serves the Nazira Town region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009230 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NAZIRA branch came to be assigned the code HDFC0009230.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009230, money simply cannot be routed to the NAZIRA branch electronically.
Account types you can open at the Nazira branch
Once you have an account at HDFC Bank – NAZIRA, the IFSC HDFC0009230 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nazira branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009230
How to transfer money using IFSC HDFC0009230
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009230 across all three.
NEFT to HDFC Bank, NAZIRA using IFSC HDFC0009230
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009230, and confirm that the system picks up HDFC Bank – NAZIRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAZIRA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NAZIRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009230 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank NAZIRA (IFSC HDFC0009230)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009230 in your mobile or internet banking app, and the money is credited to the NAZIRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009230 for HDFC Bank – NAZIRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009230 | Yes – HDFC0009230 | Yes – HDFC0009230 |
For most retail customers crediting the Nazira branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009230
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NAZIRA is still mapped to IFSC HDFC0009230. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009230 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0009230
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NAZIRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009230 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009230 and the account number together uniquely identify the Nazira branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0009230
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – NAZIRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009230. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nazira branch
The branch is located at HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR ASSAM 785685, which puts it inside Nazira Town, the broader Sibsagar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Nazira branch” — the verified location pin for IFSC HDFC0009230 should appear at the top of the results.
- Confirm the branch is open by calling 91-9957193333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009230 and your account number.
Verifying IFSC HDFC0009230 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009230 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9957193333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nazira are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009230 continue to work without interruption.
Branch address & contact
HDFC BankNazira Branch
HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR ASSAM 785685
Nazira Town, Assam
Phone: 91-9957193333
IFSC: HDFC0009230
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nazira branch but serve different purposes.
Does HDFC Bank Nazira branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9957193333 to confirm.
Can I use IFSC HDFC0009230 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009230 to send funds instantly.
Where is HDFC Bank Nazira branch located?
HDFC Bank's Nazira branch is located at HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR ASSAM 785685, Nazira Town, Assam.
What is the IFSC code of HDFC Bank Nazira branch?
The IFSC code of HDFC Bank, Nazira branch is HDFC0009230. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Nazira as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009230, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0009230 the same for all accounts at Nazira branch?
Yes. The IFSC HDFC0009230 is shared by every account held at HDFC Bank's Nazira branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Nazira branch?
You can reach the branch at 91-9957193333 during regular banking hours.
Summary
The IFSC code HDFC0009230 belongs to HDFC Bank's NAZIRA branch, located at HDFC BANK LTD GROUND FLOOR WARD NO 5 NAZIRA TOWN PO NAZIRA DIST SIVASAGAR… in NAZIRA TOWN, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
