This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, HISUA branch in NAWADA. The 11-digit IFSC HDFC0009776 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the HISUA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009776 is the IFSC of HDFC Bank's HISUA branch. The format is fixed: HDFC = bank code, 0 = reserved, 009776 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Hisua |
| IFSC Code | HDFC0009776 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD UPPER GRD FLOOR PANCHU PAR NR BARKI PULL GAYA NAWADA MAIN ROAD PO AND PS NAWADA BIHAR 805103 |
| City | Nawada |
| District | Nawada |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hisua branch in Nawada, Bihar is part of this network and uses the IFSC code HDFC0009776 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD UPPER GRD FLOOR PANCHU PAR NR BARKI PULL GAYA NAWADA MAIN ROAD PO AND PS NAWADA BIHAR 805103. It serves the Nawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009776 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's HISUA branch came to be assigned the code HDFC0009776.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009776, money simply cannot be routed to the HISUA branch electronically.
How to transfer money using IFSC HDFC0009776
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009776 across all three.
How to use IFSC HDFC0009776 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's HISUA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009776.
- Confirm the bank name auto-populates as HDFC Bank and the branch as HISUA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0009776
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – HISUA, ensure your bank's portal accepts IFSC HDFC0009776 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – HISUA, use IMPS. With IFSC HDFC0009776 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009776 for HDFC Bank – HISUA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009776 | Yes – HDFC0009776 | Yes – HDFC0009776 |
For most retail customers crediting the Hisua branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009776
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – HISUA is still mapped to IFSC HDFC0009776. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009776 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hisua branch is mapped to IFSC HDFC0009776 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009776.
Banking services available
The Hisua branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009776
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009776 and the account number together uniquely identify the Hisua branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0009776
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the HISUA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009776 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0009776
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – HISUA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009776. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hisua branch
The branch is located at HDFC BANK LTD UPPER GRD FLOOR PANCHU PAR NR BARKI PULL GAYA NAWADA MAIN ROAD PO AND PS NAWADA BIHAR 805103, which puts it inside Nawada, the broader Nawada district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Hisua branch” — the verified location pin for IFSC HDFC0009776 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009776 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0009776 for HDFC Bank – HISUA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Hisua are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009776 continue to work without interruption.
Branch address & contact
HDFC BankHisua Branch
HDFC BANK LTD UPPER GRD FLOOR PANCHU PAR NR BARKI PULL GAYA NAWADA MAIN ROAD PO AND PS NAWADA BIHAR 805103
Nawada, Bihar
Phone: 1800-2026161
IFSC: HDFC0009776
Frequently asked questions
How quickly will an NEFT transfer using HDFC0009776 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Hisua reflect within 30 minutes.
What is the IFSC code of HDFC Bank Hisua branch?
The IFSC code of HDFC Bank, Hisua branch is HDFC0009776. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009776 the same for all accounts at Hisua branch?
Yes. The IFSC HDFC0009776 is shared by every account held at HDFC Bank's Hisua branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Hisua branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0009776 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009776 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hisua branch but serve different purposes.
Does HDFC Bank Hisua branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How do I add HDFC Bank Hisua as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009776, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0009776 belongs to HDFC Bank's HISUA branch, located at HDFC BANK LTD UPPER GRD FLOOR PANCHU PAR NR BARKI PULL GAYA NAWADA MAIN ROAD… in NAWADA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
