IFSC Code of HDFC Bank, The Niphad Urban Co Op Bank Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, THE NIPHAD URBAN CO OP BANK branch in NASIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CNUCB1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NIPHAD URBAN CO OP BANK branch, and detailed step-by-step guides for using the IFSC HDFC0CNUCB1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE NIPHAD URBAN CO OP BANK is HDFC0CNUCB1. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CNUCB1 map to this branch in NASIK, MAHARASHTRA.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Niphad Urban Co Op Bank branch in Nasik, Maharashtra is part of this network and uses the IFSC code HDFC0CNUCB1 for all electronic settlement.

About this branch

The branch is located at AT POST TAL NIPHAD D LINE AURANGABAD ROAD SHANTINAGAR NIPHAD DIST NASIK. It serves the Nasik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CNUCB1 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE NIPHAD URBAN CO OP BANK branch came to be assigned the code HDFC0CNUCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CNUCB1, money simply cannot be routed to the THE NIPHAD URBAN CO OP BANK branch electronically.

How to transfer money using IFSC HDFC0CNUCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CNUCB1 across all three.

How to use IFSC HDFC0CNUCB1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE NIPHAD URBAN CO OP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CNUCB1.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE NIPHAD URBAN CO OP BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NIPHAD URBAN CO OP BANK

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE NIPHAD URBAN CO OP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CNUCB1 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE NIPHAD URBAN CO OP BANK (IFSC HDFC0CNUCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CNUCB1 in your mobile or internet banking app, and the money is credited to the THE NIPHAD URBAN CO OP BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CNUCB1 for HDFC Bank – THE NIPHAD URBAN CO OP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Niphad Urban Co Op Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CNUCB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE NIPHAD URBAN CO OP BANK is still mapped to IFSC HDFC0CNUCB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CNUCB1 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Niphad Urban Co Op Bank branch is mapped to IFSC HDFC0CNUCB1 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CNUCB1.

Banking services available

The The Niphad Urban Co Op Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2550-241064.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CNUCB1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CNUCB1 and the account number together uniquely identify the The Niphad Urban Co Op Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Niphad Urban Co Op Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CNUCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE NIPHAD URBAN CO OP BANK:

• The IFSC is exactly HDFC0CNUCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE NIPHAD URBAN CO OP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Niphad Urban Co Op Bank branch

The branch is located at AT POST TAL NIPHAD D LINE AURANGABAD ROAD SHANTINAGAR NIPHAD DIST NASIK, which puts it inside Nasik, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Niphad Urban Co Op Bank branch” — the verified location pin for IFSC HDFC0CNUCB1 should appear at the top of the results.
2. Confirm the branch is open by calling 2550-241064 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CNUCB1 and your account number.

Verifying IFSC HDFC0CNUCB1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CNUCB1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2550-241064.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Niphad Urban Co Op Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CNUCB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CNUCB1 belongs to HDFC Bank's THE NIPHAD URBAN CO OP BANK branch, located at AT POST TAL NIPHAD D LINE AURANGABAD ROAD SHANTINAGAR NIPHAD DIST NASIK in NASIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.