This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, RAJLAXMI URBAN CO OP BANK LTD branch in NASHIK. The 11-digit IFSC HDFC0CRUB01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the RAJLAXMI URBAN CO OP BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CRUB01 is the IFSC of HDFC Bank's RAJLAXMI URBAN CO OP BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CRUB01 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajlaxmi Urban Co Op Bank Ltd branch in Nashik, Maharashtra is part of this network and uses the IFSC code HDFC0CRUB01 for all electronic settlement.
About the Rajlaxmi Urban Co Op Bank Ltd branch
The Rajlaxmi Urban Co Op Bank Ltd branch of HDFC Bank is situated at FIRST FLOOR SPACE COSMOS ASHOK STAMBH NASHIK. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CRUB01 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rajlaxmi Urban Co Op Bank Ltd |
| IFSC Code | HDFC0CRUB01 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR SPACE COSMOS ASHOK STAMBH NASHIK |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 253 |
| Phone | 2318537 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAJLAXMI URBAN CO OP BANK LTD branch came to be assigned the code HDFC0CRUB01.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CRUB01, money simply cannot be routed to the RAJLAXMI URBAN CO OP BANK LTD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CRUB01 and the account number together uniquely identify the Rajlaxmi Urban Co Op Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0CRUB01
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CRUB01 across all three.
NEFT to HDFC Bank, RAJLAXMI URBAN CO OP BANK LTD using IFSC HDFC0CRUB01
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CRUB01, and confirm that the system picks up HDFC Bank – RAJLAXMI URBAN CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAJLAXMI URBAN CO OP BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RAJLAXMI URBAN CO OP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CRUB01 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank RAJLAXMI URBAN CO OP BANK LTD (IFSC HDFC0CRUB01)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CRUB01 in your mobile or internet banking app, and the money is credited to the RAJLAXMI URBAN CO OP BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CRUB01 for HDFC Bank – RAJLAXMI URBAN CO OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CRUB01 | Yes – HDFC0CRUB01 | Yes – HDFC0CRUB01 |
For most retail customers crediting the Rajlaxmi Urban Co Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0CRUB01
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RAJLAXMI URBAN CO OP BANK LTD is still mapped to IFSC HDFC0CRUB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CRUB01 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rajlaxmi Urban Co Op Bank Ltd branch is mapped to IFSC HDFC0CRUB01 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CRUB01.
Products and services
Customers walking into the Rajlaxmi Urban Co Op Bank Ltd branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CRUB01
Online banking and IFSC HDFC0CRUB01
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAJLAXMI URBAN CO OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CRUB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rajlaxmi Urban Co Op Bank Ltd branch
The branch is located at FIRST FLOOR SPACE COSMOS ASHOK STAMBH NASHIK, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Rajlaxmi Urban Co Op Bank Ltd branch” — the verified location pin for IFSC HDFC0CRUB01 should appear at the top of the results.
- Confirm the branch is open by calling 253-2318537 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CRUB01 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RAJLAXMI URBAN CO OP BANK LTD:
- The IFSC is exactly HDFC0CRUB01 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RAJLAXMI URBAN CO OP BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajlaxmi Urban Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CRUB01, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CRUB01 for HDFC Bank – RAJLAXMI URBAN CO OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankRajlaxmi Urban Co Op Bank Ltd Branch
FIRST FLOOR SPACE COSMOS ASHOK STAMBH NASHIK
Nashik, Maharashtra
Phone: 253-2318537
IFSC: HDFC0CRUB01
Frequently asked questions
Where is HDFC Bank Rajlaxmi Urban Co Op Bank Ltd branch located?
HDFC Bank's Rajlaxmi Urban Co Op Bank Ltd branch is located at FIRST FLOOR SPACE COSMOS ASHOK STAMBH NASHIK, Nashik, Maharashtra.
Can I use IFSC HDFC0CRUB01 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CRUB01 to send funds instantly.
What is the phone number of HDFC Bank Rajlaxmi Urban Co Op Bank Ltd branch?
You can reach the branch at 253-2318537 during regular banking hours.
How do I add HDFC Bank Rajlaxmi Urban Co Op Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CRUB01, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0CRUB01 the same for all accounts at Rajlaxmi Urban Co Op Bank Ltd branch?
Yes. The IFSC HDFC0CRUB01 is shared by every account held at HDFC Bank's Rajlaxmi Urban Co Op Bank Ltd branch. Only the account number changes from customer to customer.
Is IFSC HDFC0CRUB01 valid for NEFT and RTGS?
Yes. IFSC HDFC0CRUB01 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0CRUB01 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rajlaxmi Urban Co Op Bank Ltd reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajlaxmi Urban Co Op Bank Ltd branch but serve different purposes.
Final notes
To recap: HDFC0CRUB01 is the IFSC code of HDFC Bank, RAJLAXMI URBAN CO OP BANK LTD branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
