Use this page as a one-stop reference for everything related to HDFC Bank's KALWAN BK branch in NASHIK, MAHARASHTRA. The branch's IFSC code HDFC0004161 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004161 is the IFSC of HDFC Bank's KALWAN BK branch. The format is fixed: HDFC = bank code, 0 = reserved, 004161 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kalwan Bk branch in Nashik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004161.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kalwan Bk |
| IFSC Code | HDFC0004161 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLR KOTHAWADE BUILDING SURVEY1169 1170 1171 DEOLA RD GANESHNAGAR AT POST KALWAN NASHIK MAHARASHTRA423501 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
About the Kalwan Bk branch
The Kalwan Bk branch of HDFC Bank is situated at HDFC BANK LTD GRD FLR KOTHAWADE BUILDING SURVEY1169 1170 1171 DEOLA RD GANESHNAGAR AT POST KALWAN NASHIK MAHARASHTRA423501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004161 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALWAN BK of HDFC Bank — its own 11-character IFSC. The code HDFC0004161 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004161 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Kalwan Bk branch
Once you have an account at HDFC Bank – KALWAN BK, the IFSC HDFC0004161 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kalwan Bk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004161
How to transfer money using IFSC HDFC0004161
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004161 across all three.
How to use IFSC HDFC0004161 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KALWAN BK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004161.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KALWAN BK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALWAN BK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KALWAN BK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004161 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KALWAN BK, use IMPS. With IFSC HDFC0004161 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004161 for HDFC Bank – KALWAN BK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004161 | Yes – HDFC0004161 | Yes – HDFC0004161 |
For most retail customers crediting the Kalwan Bk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KALWAN BK branch, the IFSC HDFC0004161 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0004161
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KALWAN BK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004161 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kalwan Bk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004161 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0004161
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KALWAN BK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004161. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kalwan Bk branch sits at HDFC BANK LTD GRD FLR KOTHAWADE BUILDING SURVEY1169 1170 1171 DEOLA RD GANESHNAGAR AT POST KALWAN NASHIK MAHARASHTRA423501. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004161 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0004161 for HDFC Bank – KALWAN BK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kalwan Bk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004161 continue to work without interruption.
Branch address & contact
HDFC BankKalwan Bk Branch
HDFC BANK LTD GRD FLR KOTHAWADE BUILDING SURVEY1169 1170 1171 DEOLA RD GANESHNAGAR AT POST KALWAN NASHIK MAHARASHTRA423501
Nashik, Maharashtra
Phone: 22-61606161
IFSC: HDFC0004161
Frequently asked questions
Is IFSC HDFC0004161 valid for NEFT and RTGS?
Yes. IFSC HDFC0004161 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0004161 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kalwan Bk reflect within 30 minutes.
Is IFSC HDFC0004161 the same for all accounts at Kalwan Bk branch?
Yes. The IFSC HDFC0004161 is shared by every account held at HDFC Bank's Kalwan Bk branch. Only the account number changes from customer to customer.
Where is HDFC Bank Kalwan Bk branch located?
HDFC Bank's Kalwan Bk branch is located at HDFC BANK LTD GRD FLR KOTHAWADE BUILDING SURVEY1169 1170 1171 DEOLA RD GANESHNAGAR AT POST KALWAN NASHIK MAHARASHTRA423501, Nashik, Maharashtra.
What is the IFSC code of HDFC Bank Kalwan Bk branch?
The IFSC code of HDFC Bank, Kalwan Bk branch is HDFC0004161. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Kalwan Bk branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61606161 to confirm.
Final notes
To recap: HDFC0004161 is the IFSC code of HDFC Bank, KALWAN BK branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
