If you are searching for the IFSC code of HDFC Bank, INDIRANAGAR SAWARKAR CHOWK branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0004673. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the INDIRANAGAR SAWARKAR CHOWK branch, and detailed step-by-step guides for using the IFSC HDFC0004673 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's INDIRANAGAR SAWARKAR CHOWK branch, the IFSC HDFC0004673 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004673 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indiranagar Sawarkar Chowk branch — IFSC HDFC0004673 — extends the bank's services to customers in and around Nashik, Maharashtra.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Indiranagar Sawarkar Chowk |
| IFSC Code | HDFC0004673 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA PATHRDI RD BAPU BUNGLOW NASHIK MAHARASHTRA 422009 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
About this branch
The branch is located at HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA PATHRDI RD BAPU BUNGLOW NASHIK MAHARASHTRA 422009. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004673 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDIRANAGAR SAWARKAR CHOWK of HDFC Bank — its own 11-character IFSC. The code HDFC0004673 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004673 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Indiranagar Sawarkar Chowk branch
Once you have an account at HDFC Bank – INDIRANAGAR SAWARKAR CHOWK, the IFSC HDFC0004673 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Indiranagar Sawarkar Chowk branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004673
How to transfer money using IFSC HDFC0004673
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004673 across all three.
NEFT to HDFC Bank, INDIRANAGAR SAWARKAR CHOWK using IFSC HDFC0004673
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004673, and confirm that the system picks up HDFC Bank – INDIRANAGAR SAWARKAR CHOWK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to INDIRANAGAR SAWARKAR CHOWK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's INDIRANAGAR SAWARKAR CHOWK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004673 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank INDIRANAGAR SAWARKAR CHOWK (IFSC HDFC0004673)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004673 in your mobile or internet banking app, and the money is credited to the INDIRANAGAR SAWARKAR CHOWK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Indiranagar Sawarkar Chowk
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004673:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDIRANAGAR SAWARKAR CHOWK is still linked to IFSC HDFC0004673.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0004673
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – INDIRANAGAR SAWARKAR CHOWK is still mapped to IFSC HDFC0004673. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004673 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Indiranagar Sawarkar Chowk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004673 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004673 and the account number together uniquely identify the Indiranagar Sawarkar Chowk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – INDIRANAGAR SAWARKAR CHOWK:
- The IFSC is exactly HDFC0004673 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and INDIRANAGAR SAWARKAR CHOWK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Indiranagar Sawarkar Chowk branch sits at HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA PATHRDI RD BAPU BUNGLOW NASHIK MAHARASHTRA 422009. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004673 and your account number.
Verifying IFSC HDFC0004673 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004673 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Indiranagar Sawarkar Chowk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004673 continue to work without interruption.
Branch address & contact
HDFC BankIndiranagar Sawarkar Chowk Branch
HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA PATHRDI RD BAPU BUNGLOW NASHIK MAHARASHTRA 422009
Nashik, Maharashtra
Phone: 22-61606161
IFSC: HDFC0004673
Frequently asked questions
Is IFSC HDFC0004673 the same for all accounts at Indiranagar Sawarkar Chowk branch?
Yes. The IFSC HDFC0004673 is shared by every account held at HDFC Bank's Indiranagar Sawarkar Chowk branch. Only the account number changes from customer to customer.
Is IFSC HDFC0004673 valid for NEFT and RTGS?
Yes. IFSC HDFC0004673 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Indiranagar Sawarkar Chowk branch located?
HDFC Bank's Indiranagar Sawarkar Chowk branch is located at HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA PATHRDI RD BAPU BUNGLOW NASHIK MAHARASHTRA 422009, Nashik, Maharashtra.
What is the phone number of HDFC Bank Indiranagar Sawarkar Chowk branch?
You can reach the branch at 22-61606161 during regular banking hours.
Can I use IFSC HDFC0004673 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004673 to send funds instantly.
How quickly will an NEFT transfer using HDFC0004673 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Indiranagar Sawarkar Chowk reflect within 30 minutes.
How do I add HDFC Bank Indiranagar Sawarkar Chowk as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004673, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Indiranagar Sawarkar Chowk branch?
The IFSC code of HDFC Bank, Indiranagar Sawarkar Chowk branch is HDFC0004673. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0004673 belongs to HDFC Bank's INDIRANAGAR SAWARKAR CHOWK branch, located at HDFC BANK LTD GRD FLR MAHENDRA MEMORIAL CENTER S NO874 4B 8 PLOT NO7 VADALA… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
