IFSC Code of HDFC Bank, Godavari Urban Co-Op Bank Ltd. Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, GODAVARI URBAN CO-OP BANK LTD. branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CGCB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GODAVARI URBAN CO-OP BANK LTD. branch, and detailed step-by-step guides for using the IFSC HDFC0CGCB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – GODAVARI URBAN CO-OP BANK LTD. is HDFC0CGCB04. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CGCB04 map to this branch in NASHIK, MAHARASHTRA.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Godavari Urban Co-Op Bank Ltd. branch in Nashik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CGCB04.

Branch details at a glance

Godavari Urban Co-Op Bank Ltd. branch overview

Located at SAHIL PARK, AMBAD LINK ROAD, CIDCO, NASHIK- 422 008, the Godavari Urban Co-Op Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CGCB04 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GODAVARI URBAN CO-OP BANK LTD. of HDFC Bank — its own 11-character IFSC. The code HDFC0CGCB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CGCB04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Godavari Urban Co-Op Bank Ltd. branch is mapped to IFSC HDFC0CGCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CGCB04.

Products and services

Customers walking into the Godavari Urban Co-Op Bank Ltd. branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CGCB04

How to transfer money using IFSC HDFC0CGCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CGCB04 across all three.

How to use IFSC HDFC0CGCB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GODAVARI URBAN CO-OP BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CGCB04.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as GODAVARI URBAN CO-OP BANK LTD..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GODAVARI URBAN CO-OP BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GODAVARI URBAN CO-OP BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CGCB04 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank GODAVARI URBAN CO-OP BANK LTD. (IFSC HDFC0CGCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CGCB04 in your mobile or internet banking app, and the money is credited to the GODAVARI URBAN CO-OP BANK LTD. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Godavari Urban Co-Op Bank Ltd.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CGCB04:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GODAVARI URBAN CO-OP BANK LTD. is still linked to IFSC HDFC0CGCB04.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GODAVARI URBAN CO-OP BANK LTD. branch, the IFSC HDFC0CGCB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Godavari Urban Co-Op Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CGCB04 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CGCB04 and the account number together uniquely identify the Godavari Urban Co-Op Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GODAVARI URBAN CO-OP BANK LTD.:

• The IFSC is exactly HDFC0CGCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and GODAVARI URBAN CO-OP BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Godavari Urban Co-Op Bank Ltd. branch

The branch is located at SAHIL PARK, AMBAD LINK ROAD, CIDCO, NASHIK- 422 008, which puts it inside Nashik, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Godavari Urban Co-Op Bank Ltd. branch” — the verified location pin for IFSC HDFC0CGCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 253-2397084 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CGCB04 and your account number.

Verifying IFSC HDFC0CGCB04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CGCB04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 253-2397084.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Godavari Urban Co-Op Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CGCB04, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CGCB04 belongs to HDFC Bank's GODAVARI URBAN CO-OP BANK LTD. branch, located at SAHIL PARK, AMBAD LINK ROAD, CIDCO, NASHIK- 422 008 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.