If you are searching for the IFSC code of HDFC Bank, NANDIGAMA branch in NANDIGAMA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0009181. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NANDIGAMA branch, and detailed step-by-step guides for using the IFSC HDFC0009181 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009181 is the IFSC of HDFC Bank's NANDIGAMA branch. The format is fixed: HDFC = bank code, 0 = reserved, 009181 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nandigama |
| IFSC Code | HDFC0009181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA ANDHRA PRADESH 521185 |
| City | Nandigama |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Nandigama branch in Nandigama. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009181.
About this branch
The branch is located at HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA ANDHRA PRADESH 521185. It serves the Nandigama region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009181 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDIGAMA of HDFC Bank — its own 11-character IFSC. The code HDFC0009181 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009181 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0009181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009181 across all three.
How to use IFSC HDFC0009181 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NANDIGAMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009181.
- Confirm the bank name auto-populates as HDFC Bank and the branch as NANDIGAMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0009181
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – NANDIGAMA, ensure your bank's portal accepts IFSC HDFC0009181 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank NANDIGAMA (IFSC HDFC0009181)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009181 in your mobile or internet banking app, and the money is credited to the NANDIGAMA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009181 for HDFC Bank – NANDIGAMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009181 | Yes – HDFC0009181 | Yes – HDFC0009181 |
For most retail customers crediting the Nandigama branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009181
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NANDIGAMA is still mapped to IFSC HDFC0009181. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009181 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nandigama branch is mapped to IFSC HDFC0009181 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009181.
Banking services available
The Nandigama branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9949493333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009181
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009181 and the account number together uniquely identify the Nandigama branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0009181
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NANDIGAMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009181 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NANDIGAMA:
- The IFSC is exactly HDFC0009181 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NANDIGAMA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nandigama branch
The branch is located at HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA ANDHRA PRADESH 521185, which puts it inside Nandigama, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Nandigama branch” — the verified location pin for IFSC HDFC0009181 should appear at the top of the results.
- Confirm the branch is open by calling 91-9949493333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009181 and your account number.
Verifying IFSC HDFC0009181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9949493333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nandigama are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009181 continue to work without interruption.
Branch address & contact
HDFC BankNandigama Branch
HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA ANDHRA PRADESH 521185
Nandigama, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0009181
Frequently asked questions
What is the IFSC code of HDFC Bank Nandigama branch?
The IFSC code of HDFC Bank, Nandigama branch is HDFC0009181. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0009181 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009181 to send funds instantly.
How quickly will an NEFT transfer using HDFC0009181 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Nandigama reflect within 30 minutes.
Is IFSC HDFC0009181 valid for NEFT and RTGS?
Yes. IFSC HDFC0009181 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Nandigama branch located?
HDFC Bank's Nandigama branch is located at HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA ANDHRA PRADESH 521185, Nandigama, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nandigama branch but serve different purposes.
How do I add HDFC Bank Nandigama as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009181, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Nandigama branch?
You can reach the branch at 91-9949493333 during regular banking hours.
Summary
The IFSC code HDFC0009181 belongs to HDFC Bank's NANDIGAMA branch, located at HDFC BANK LTD GROUND FLR NR NEW TDP OFFICE MAIN RD RAITUPET NANDIGAMA KRISHNA… in NANDIGAMA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
