Use this page as a one-stop reference for everything related to HDFC Bank's NALAGARH branch in NALAGARH, HIMACHAL PRADESH. The branch's IFSC code HDFC0002038 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002038 is the IFSC of HDFC Bank's NALAGARH branch. The format is fixed: HDFC = bank code, 0 = reserved, 002038 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nalagarh branch — IFSC HDFC0002038 — extends the bank's services to customers in and around Nalagarh, Himachal Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nalagarh |
| IFSC Code | HDFC0002038 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.60-61 ROPAR ROAD NALGARH NALGARH 174101 |
| City | Nalagarh |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 8001804333 |
About the Nalagarh branch
The Nalagarh branch of HDFC Bank is situated at SHOP NO.60-61 ROPAR ROAD NALGARH NALGARH 174101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002038 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NALAGARH of HDFC Bank — its own 11-character IFSC. The code HDFC0002038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002038 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Nalagarh branch
Once you have an account at HDFC Bank – NALAGARH, the IFSC HDFC0002038 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nalagarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8001804333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002038
How to transfer money using IFSC HDFC0002038
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002038 across all three.
How to use IFSC HDFC0002038 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NALAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002038.
- Confirm the bank name auto-populates as HDFC Bank and the branch as NALAGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NALAGARH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NALAGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002038 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank NALAGARH (IFSC HDFC0002038)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002038 in your mobile or internet banking app, and the money is credited to the NALAGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002038 for HDFC Bank – NALAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002038 | Yes – HDFC0002038 | Yes – HDFC0002038 |
For most retail customers crediting the Nalagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002038
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NALAGARH is still mapped to IFSC HDFC0002038. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002038 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0002038
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NALAGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Nalagarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002038 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NALAGARH:
- The IFSC is exactly HDFC0002038 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NALAGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nalagarh branch
The branch is located at SHOP NO.60-61 ROPAR ROAD NALGARH NALGARH 174101, which puts it inside Nalagarh, the broader Solan district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Nalagarh branch” — the verified location pin for IFSC HDFC0002038 should appear at the top of the results.
- Confirm the branch is open by calling 91-8001804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002038 and your account number.
Verifying IFSC HDFC0002038 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002038 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nalagarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002038, however, work 24x7.
Branch address & contact
HDFC BankNalagarh Branch
SHOP NO.60-61 ROPAR ROAD NALGARH NALGARH 174101
Nalagarh, Himachal Pradesh
Phone: 91-8001804333
IFSC: HDFC0002038
Frequently asked questions
What is the IFSC code of HDFC Bank Nalagarh branch?
The IFSC code of HDFC Bank, Nalagarh branch is HDFC0002038. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0002038 the same for all accounts at Nalagarh branch?
Yes. The IFSC HDFC0002038 is shared by every account held at HDFC Bank's Nalagarh branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Nalagarh branch?
You can reach the branch at 91-8001804333 during regular banking hours.
Where is HDFC Bank Nalagarh branch located?
HDFC Bank's Nalagarh branch is located at SHOP NO.60-61 ROPAR ROAD NALGARH NALGARH 174101, Nalagarh, Himachal Pradesh.
How quickly will an NEFT transfer using HDFC0002038 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Nalagarh reflect within 30 minutes.
Does HDFC Bank Nalagarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8001804333 to confirm.
Is IFSC HDFC0002038 valid for NEFT and RTGS?
Yes. IFSC HDFC0002038 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0002038 is the IFSC code of HDFC Bank, NALAGARH branch, in NALAGARH, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
