IFSC Code of HDFC Bank, The Nakodar Urban Coop Bank Ltd,Nakodar Branch, Punjab

Below are the complete branch details for HDFC Bank, THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch, located in NAKODAR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CNHUCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CNHUCB for HDFC Bank – THE NAKODAR URBAN COOP BANK LTD,NAKODAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CNHUCB is the IFSC of HDFC Bank's THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch. The format is fixed: HDFC = bank code, 0 = reserved, CNHUCB = branch identifier.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Nakodar Urban Coop Bank Ltd,Nakodar branch — IFSC HDFC0CNHUCB — extends the bank's services to customers in and around Nakodar, Punjab.

Branch details at a glance

About the The Nakodar Urban Coop Bank Ltd,Nakodar branch

The The Nakodar Urban Coop Bank Ltd,Nakodar branch of HDFC Bank is situated at POST OFFICE ROAD, SABZI MANDI, NAKODAR 144040, PUNJAB. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CNHUCB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch came to be assigned the code HDFC0CNHUCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CNHUCB, money simply cannot be routed to the THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch electronically.

Account types you can open at the The Nakodar Urban Coop Bank Ltd,Nakodar branch

Once you have an account at HDFC Bank – THE NAKODAR URBAN COOP BANK LTD,NAKODAR, the IFSC HDFC0CNHUCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Nakodar Urban Coop Bank Ltd,Nakodar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9872866645.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CNHUCB

How to transfer money using IFSC HDFC0CNHUCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CNHUCB across all three.

NEFT to HDFC Bank, THE NAKODAR URBAN COOP BANK LTD,NAKODAR using IFSC HDFC0CNHUCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CNHUCB, and confirm that the system picks up HDFC Bank – THE NAKODAR URBAN COOP BANK LTD,NAKODAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE NAKODAR URBAN COOP BANK LTD,NAKODAR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CNHUCB while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE NAKODAR URBAN COOP BANK LTD,NAKODAR (IFSC HDFC0CNHUCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CNHUCB in your mobile or internet banking app, and the money is credited to the THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Nakodar Urban Coop Bank Ltd,Nakodar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CNHUCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NAKODAR URBAN COOP BANK LTD,NAKODAR is still linked to IFSC HDFC0CNHUCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch, the IFSC HDFC0CNHUCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Nakodar Urban Coop Bank Ltd,Nakodar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CNHUCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Nakodar Urban Coop Bank Ltd,Nakodar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CNHUCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE NAKODAR URBAN COOP BANK LTD,NAKODAR:

• The IFSC is exactly HDFC0CNHUCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE NAKODAR URBAN COOP BANK LTD,NAKODAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Nakodar Urban Coop Bank Ltd,Nakodar branch sits at POST OFFICE ROAD, SABZI MANDI, NAKODAR 144040, PUNJAB. If you are travelling from outside Nakodar, search for the branch on a maps application using the bank name and locality, or call 91-9872866645 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CNHUCB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CNHUCB for HDFC Bank – THE NAKODAR URBAN COOP BANK LTD,NAKODAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Nakodar Urban Coop Bank Ltd,Nakodar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CNHUCB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CNHUCB belongs to HDFC Bank's THE NAKODAR URBAN COOP BANK LTD,NAKODAR branch, located at POST OFFICE ROAD, SABZI MANDI, NAKODAR 144040, PUNJAB in NAKODAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.