IFSC Code of HDFC Bank, Tirupati Urban Co-Op Bank Ltd. Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, TIRUPATI URBAN CO-OP BANK LTD. branch in NAGPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CTUB05. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TIRUPATI URBAN CO-OP BANK LTD. branch, and detailed step-by-step guides for using the IFSC HDFC0CTUB05 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD. is HDFC0CTUB05. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CTUB05 map to this branch in NAGPUR, MAHARASHTRA.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tirupati Urban Co-Op Bank Ltd. branch in Nagpur, Maharashtra is part of this network and uses the IFSC code HDFC0CTUB05 for all electronic settlement.

Tirupati Urban Co-Op Bank Ltd. branch overview

Located at NARENDRA NAGAR ROAD, NAGPUR, the Tirupati Urban Co-Op Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CTUB05 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's TIRUPATI URBAN CO-OP BANK LTD. branch came to be assigned the code HDFC0CTUB05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CTUB05, money simply cannot be routed to the TIRUPATI URBAN CO-OP BANK LTD. branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Tirupati Urban Co-Op Bank Ltd. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CTUB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CTUB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTUB05 across all three.

NEFT to HDFC Bank, TIRUPATI URBAN CO-OP BANK LTD. using IFSC HDFC0CTUB05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CTUB05, and confirm that the system picks up HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TIRUPATI URBAN CO-OP BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's TIRUPATI URBAN CO-OP BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CTUB05 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank TIRUPATI URBAN CO-OP BANK LTD. (IFSC HDFC0CTUB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CTUB05 in your mobile or internet banking app, and the money is credited to the TIRUPATI URBAN CO-OP BANK LTD. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CTUB05 for HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tirupati Urban Co-Op Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CTUB05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD. is still mapped to IFSC HDFC0CTUB05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTUB05 and the beneficiary's account number to complete the transfer.

Account types you can open at the Tirupati Urban Co-Op Bank Ltd. branch

Once you have an account at HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD., the IFSC HDFC0CTUB05 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tirupati Urban Co-Op Bank Ltd. branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CTUB05

Online banking and IFSC HDFC0CTUB05

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the TIRUPATI URBAN CO-OP BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CTUB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Tirupati Urban Co-Op Bank Ltd. branch sits at NARENDRA NAGAR ROAD, NAGPUR. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 91-8329341113 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CTUB05 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – TIRUPATI URBAN CO-OP BANK LTD.:

• The IFSC is exactly HDFC0CTUB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and TIRUPATI URBAN CO-OP BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tirupati Urban Co-Op Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CTUB05, however, work 24x7.

Verifying IFSC HDFC0CTUB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CTUB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8329341113.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CTUB05 belongs to HDFC Bank's TIRUPATI URBAN CO-OP BANK LTD. branch, located at NARENDRA NAGAR ROAD, NAGPUR in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.