IFSC Code of HDFC Bank, Nirmal Urban Coop Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, NIRMAL URBAN COOP BANK LTD branch in NAGPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CNB311. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NIRMAL URBAN COOP BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CNB311 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – NIRMAL URBAN COOP BANK LTD is HDFC0CNB311. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CNB311 map to this branch in NAGPUR, MAHARASHTRA.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nirmal Urban Coop Bank Ltd branch — IFSC HDFC0CNB311 — extends the bank's services to customers in and around Nagpur, Maharashtra.

About this branch

The branch is located at 193, NANDANWAN MAIN ROAD, NAGPUR-09. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CNB311 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NIRMAL URBAN COOP BANK LTD branch came to be assigned the code HDFC0CNB311.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CNB311, money simply cannot be routed to the NIRMAL URBAN COOP BANK LTD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CNB311 and the account number together uniquely identify the Nirmal Urban Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0CNB311

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CNB311 across all three.

How to use IFSC HDFC0CNB311 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NIRMAL URBAN COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CNB311.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as NIRMAL URBAN COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NIRMAL URBAN COOP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NIRMAL URBAN COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CNB311 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank NIRMAL URBAN COOP BANK LTD (IFSC HDFC0CNB311)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CNB311 in your mobile or internet banking app, and the money is credited to the NIRMAL URBAN COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nirmal Urban Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CNB311:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIRMAL URBAN COOP BANK LTD is still linked to IFSC HDFC0CNB311.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's NIRMAL URBAN COOP BANK LTD branch, the IFSC HDFC0CNB311 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Nirmal Urban Coop Bank Ltd branch is mapped to IFSC HDFC0CNB311 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CNB311.

Banking services available

The Nirmal Urban Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-2752378.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CNB311

Online banking and IFSC HDFC0CNB311

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NIRMAL URBAN COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CNB311 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Nirmal Urban Coop Bank Ltd branch

The branch is located at 193, NANDANWAN MAIN ROAD, NAGPUR-09, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Nirmal Urban Coop Bank Ltd branch” — the verified location pin for IFSC HDFC0CNB311 should appear at the top of the results.
2. Confirm the branch is open by calling 712-2752378 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CNB311 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NIRMAL URBAN COOP BANK LTD:

• The IFSC is exactly HDFC0CNB311 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and NIRMAL URBAN COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Nirmal Urban Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CNB311 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CNB311 for HDFC Bank – NIRMAL URBAN COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CNB311 belongs to HDFC Bank's NIRMAL URBAN COOP BANK LTD branch, located at 193, NANDANWAN MAIN ROAD, NAGPUR-09 in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.