This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, K P ROAD branch in NAGERCOIL. The 11-digit IFSC HDFC0008905 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the K P ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008905 is the IFSC of HDFC Bank's K P ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 008905 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | K P Road |
| IFSC Code | HDFC0008905 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND 1ST FLOOR DERIK JUNCTION NO 373 A3 K P ROAD EBHIRON BUILDINGS NAGERCOIL TAMIL NADU 629001 |
| City | Nagercoil |
| District | Kanyakumari |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 61606161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the K P Road branch in Nagercoil. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008905.
About this branch
The branch is located at GROUND AND 1ST FLOOR DERIK JUNCTION NO 373 A3 K P ROAD EBHIRON BUILDINGS NAGERCOIL TAMIL NADU 629001. It serves the Nagercoil region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0008905 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's K P ROAD branch came to be assigned the code HDFC0008905.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008905, money simply cannot be routed to the K P ROAD branch electronically.
How to transfer money using IFSC HDFC0008905
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008905 across all three.
NEFT to HDFC Bank, K P ROAD using IFSC HDFC0008905
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008905, and confirm that the system picks up HDFC Bank – K P ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008905
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – K P ROAD, ensure your bank's portal accepts IFSC HDFC0008905 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank K P ROAD (IFSC HDFC0008905)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008905 in your mobile or internet banking app, and the money is credited to the K P ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to K P Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008905:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at K P ROAD is still linked to IFSC HDFC0008905.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's K P ROAD branch, the IFSC HDFC0008905 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the K P Road branch is mapped to IFSC HDFC0008905 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008905.
Banking services available
The K P Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008905
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008905 and the account number together uniquely identify the K P Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the K P Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008905 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – K P ROAD:
- The IFSC is exactly HDFC0008905 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and K P ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the K P Road branch
The branch is located at GROUND AND 1ST FLOOR DERIK JUNCTION NO 373 A3 K P ROAD EBHIRON BUILDINGS NAGERCOIL TAMIL NADU 629001, which puts it inside Nagercoil, the broader Kanyakumari district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank K P Road branch” — the verified location pin for IFSC HDFC0008905 should appear at the top of the results.
- Confirm the branch is open by calling 44-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008905 and your account number.
Verifying IFSC HDFC0008905 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008905 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-61606161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The K P Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008905, however, work 24x7.
Branch address & contact
HDFC BankK P Road Branch
GROUND AND 1ST FLOOR DERIK JUNCTION NO 373 A3 K P ROAD EBHIRON BUILDINGS NAGERCOIL TAMIL NADU 629001
Nagercoil, Tamil Nadu
Phone: 44-61606161
IFSC: HDFC0008905
Frequently asked questions
What is the IFSC code of HDFC Bank K P Road branch?
The IFSC code of HDFC Bank, K P Road branch is HDFC0008905. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank K P Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008905, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0008905 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – K P Road reflect within 30 minutes.
Does HDFC Bank K P Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-61606161 to confirm.
Can I use IFSC HDFC0008905 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008905 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the K P Road branch but serve different purposes.
Where is HDFC Bank K P Road branch located?
HDFC Bank's K P Road branch is located at GROUND AND 1ST FLOOR DERIK JUNCTION NO 373 A3 K P ROAD EBHIRON BUILDINGS NAGERCOIL TAMIL NADU 629001, Nagercoil, Tamil Nadu.
Final notes
To recap: HDFC0008905 is the IFSC code of HDFC Bank, K P ROAD branch, in NAGERCOIL, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
