This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KAPTANGANJ branch in NAGAR KHAS. The 11-digit IFSC HDFC0006247 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KAPTANGANJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KAPTANGANJ is HDFC0006247. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006247 map to this branch in NAGAR KHAS, UTTAR PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kaptanganj |
| IFSC Code | HDFC0006247 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHASARA NO 106 VILLAGE JASAI PUR TEHSIL HARRAIYA NAGAR KHAS UTTAR PRADESH 272170 |
| City | Nagar Khas |
| District | Basti |
| State | Uttar Pradesh |
| STD Code | 11 |
| Phone | 61606161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kaptanganj branch in Nagar Khas. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006247.
About this branch
The branch is located at GROUND FLOOR KHASARA NO 106 VILLAGE JASAI PUR TEHSIL HARRAIYA NAGAR KHAS UTTAR PRADESH 272170. It serves the Nagar Khas region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006247 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAPTANGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0006247 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006247 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0006247
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006247 across all three.
NEFT to HDFC Bank, KAPTANGANJ using IFSC HDFC0006247
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006247, and confirm that the system picks up HDFC Bank – KAPTANGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAPTANGANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KAPTANGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006247 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KAPTANGANJ (IFSC HDFC0006247)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006247 in your mobile or internet banking app, and the money is credited to the KAPTANGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006247 for HDFC Bank – KAPTANGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006247 | Yes – HDFC0006247 | Yes – HDFC0006247 |
For most retail customers crediting the Kaptanganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KAPTANGANJ branch, the IFSC HDFC0006247 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kaptanganj branch
Once you have an account at HDFC Bank – KAPTANGANJ, the IFSC HDFC0006247 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kaptanganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006247
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006247 and the account number together uniquely identify the Kaptanganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0006247
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KAPTANGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006247 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0006247
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KAPTANGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006247. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kaptanganj branch
The branch is located at GROUND FLOOR KHASARA NO 106 VILLAGE JASAI PUR TEHSIL HARRAIYA NAGAR KHAS UTTAR PRADESH 272170, which puts it inside Nagar Khas, the broader Basti district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kaptanganj branch” — the verified location pin for IFSC HDFC0006247 should appear at the top of the results.
- Confirm the branch is open by calling 11-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006247 and your account number.
Verifying IFSC HDFC0006247 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006247 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-61606161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kaptanganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006247, however, work 24x7.
Branch address & contact
HDFC BankKaptanganj Branch
GROUND FLOOR KHASARA NO 106 VILLAGE JASAI PUR TEHSIL HARRAIYA NAGAR KHAS UTTAR PRADESH 272170
Nagar Khas, Uttar Pradesh
Phone: 11-61606161
IFSC: HDFC0006247
Frequently asked questions
What is the phone number of HDFC Bank Kaptanganj branch?
You can reach the branch at 11-61606161 during regular banking hours.
What is the IFSC code of HDFC Bank Kaptanganj branch?
The IFSC code of HDFC Bank, Kaptanganj branch is HDFC0006247. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Kaptanganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-61606161 to confirm.
Where is HDFC Bank Kaptanganj branch located?
HDFC Bank's Kaptanganj branch is located at GROUND FLOOR KHASARA NO 106 VILLAGE JASAI PUR TEHSIL HARRAIYA NAGAR KHAS UTTAR PRADESH 272170, Nagar Khas, Uttar Pradesh.
Can I use IFSC HDFC0006247 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006247 to send funds instantly.
How do I add HDFC Bank Kaptanganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006247, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0006247 valid for NEFT and RTGS?
Yes. IFSC HDFC0006247 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0006247 is the IFSC code of HDFC Bank, KAPTANGANJ branch, in NAGAR KHAS, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
