If you are searching for the IFSC code of HDFC Bank, MUZAFFARNAGAR COURT ROAD branch in MUZAFFARNAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0004358. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUZAFFARNAGAR COURT ROAD branch, and detailed step-by-step guides for using the IFSC HDFC0004358 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's MUZAFFARNAGAR COURT ROAD branch, the IFSC HDFC0004358 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004358 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Muzaffarnagar Court Road |
| IFSC Code | HDFC0004358 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR PRADESH 251001 |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Muzaffarnagar Court Road branch in Muzaffarnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004358.
About the Muzaffarnagar Court Road branch
The Muzaffarnagar Court Road branch of HDFC Bank is situated at HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR PRADESH 251001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004358 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MUZAFFARNAGAR COURT ROAD branch came to be assigned the code HDFC0004358.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004358, money simply cannot be routed to the MUZAFFARNAGAR COURT ROAD branch electronically.
How to transfer money using IFSC HDFC0004358
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004358 across all three.
How to use IFSC HDFC0004358 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MUZAFFARNAGAR COURT ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004358.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MUZAFFARNAGAR COURT ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0004358
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MUZAFFARNAGAR COURT ROAD, ensure your bank's portal accepts IFSC HDFC0004358 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank MUZAFFARNAGAR COURT ROAD (IFSC HDFC0004358)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004358 in your mobile or internet banking app, and the money is credited to the MUZAFFARNAGAR COURT ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004358 for HDFC Bank – MUZAFFARNAGAR COURT ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004358 | Yes – HDFC0004358 | Yes – HDFC0004358 |
For most retail customers crediting the Muzaffarnagar Court Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004358
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MUZAFFARNAGAR COURT ROAD is still mapped to IFSC HDFC0004358. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004358 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Muzaffarnagar Court Road branch is mapped to IFSC HDFC0004358 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004358.
Banking services available
The Muzaffarnagar Court Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004358
MICR & cheque-truncation details
Cheques drawn on the Muzaffarnagar Court Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004358 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Muzaffarnagar Court Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004358 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MUZAFFARNAGAR COURT ROAD:
- The IFSC is exactly HDFC0004358 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MUZAFFARNAGAR COURT ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Muzaffarnagar Court Road branch sits at HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR PRADESH 251001. If you are travelling from outside Muzaffarnagar, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004358 and your account number.
Verifying IFSC HDFC0004358 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004358 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Muzaffarnagar Court Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004358 continue to work without interruption.
Branch address & contact
HDFC BankMuzaffarnagar Court Road Branch
HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR PRADESH 251001
Muzaffarnagar, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0004358
Frequently asked questions
Is IFSC HDFC0004358 valid for NEFT and RTGS?
Yes. IFSC HDFC0004358 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Muzaffarnagar Court Road branch but serve different purposes.
How do I add HDFC Bank Muzaffarnagar Court Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004358, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0004358 the same for all accounts at Muzaffarnagar Court Road branch?
Yes. The IFSC HDFC0004358 is shared by every account held at HDFC Bank's Muzaffarnagar Court Road branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Muzaffarnagar Court Road branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Can I use IFSC HDFC0004358 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004358 to send funds instantly.
Where is HDFC Bank Muzaffarnagar Court Road branch located?
HDFC Bank's Muzaffarnagar Court Road branch is located at HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR PRADESH 251001, Muzaffarnagar, Uttar Pradesh.
Summary
The IFSC code HDFC0004358 belongs to HDFC Bank's MUZAFFARNAGAR COURT ROAD branch, located at HDFC BANK LTD 171 SAGA MALL SOUTH CIVIL LINES COURT ROAD MUZAFFARNAGAR UTTAR… in MUZAFFARNAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
