If you are searching for the IFSC code of HDFC Bank, MURLIGANJ branch in MURLIGANJ, BIHAR, this page has every detail you need. The verified IFSC code for this branch is HDFC0008577. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MURLIGANJ branch, and detailed step-by-step guides for using the IFSC HDFC0008577 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008577 is the IFSC of HDFC Bank's MURLIGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 008577 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Murliganj |
| IFSC Code | HDFC0008577 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR NEAR SBI GOL BAZAR BRANCH WARD NO 09 GOL BAZAR MURLIGANJ MURLIGANJ BIHAR 852122 |
| City | Murliganj |
| District | Madhepura |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Murliganj branch — IFSC HDFC0008577 — extends the bank's services to customers in and around Murliganj, Bihar.
About the Murliganj branch
The Murliganj branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR NEAR SBI GOL BAZAR BRANCH WARD NO 09 GOL BAZAR MURLIGANJ MURLIGANJ BIHAR 852122. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008577 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MURLIGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0008577 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008577 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0008577
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008577 across all three.
NEFT to HDFC Bank, MURLIGANJ using IFSC HDFC0008577
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008577, and confirm that the system picks up HDFC Bank – MURLIGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008577
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MURLIGANJ, ensure your bank's portal accepts IFSC HDFC0008577 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MURLIGANJ, use IMPS. With IFSC HDFC0008577 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008577 for HDFC Bank – MURLIGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008577 | Yes – HDFC0008577 | Yes – HDFC0008577 |
For most retail customers crediting the Murliganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0008577
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MURLIGANJ is still mapped to IFSC HDFC0008577. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008577 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Murliganj branch is mapped to IFSC HDFC0008577 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008577.
Banking services available
The Murliganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008577
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008577 and the account number together uniquely identify the Murliganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0008577
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MURLIGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0008577 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0008577
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MURLIGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008577. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Murliganj branch
The branch is located at HDFC BANK LTD GRD FLOOR NEAR SBI GOL BAZAR BRANCH WARD NO 09 GOL BAZAR MURLIGANJ MURLIGANJ BIHAR 852122, which puts it inside Murliganj, the broader Madhepura district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Murliganj branch” — the verified location pin for IFSC HDFC0008577 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008577 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008577 for HDFC Bank – MURLIGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Murliganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008577 continue to work without interruption.
Branch address & contact
HDFC BankMurliganj Branch
HDFC BANK LTD GRD FLOOR NEAR SBI GOL BAZAR BRANCH WARD NO 09 GOL BAZAR MURLIGANJ MURLIGANJ BIHAR 852122
Murliganj, Bihar
Phone: 1800-2026161
IFSC: HDFC0008577
Frequently asked questions
What is the phone number of HDFC Bank Murliganj branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Where is HDFC Bank Murliganj branch located?
HDFC Bank's Murliganj branch is located at HDFC BANK LTD GRD FLOOR NEAR SBI GOL BAZAR BRANCH WARD NO 09 GOL BAZAR MURLIGANJ MURLIGANJ BIHAR 852122, Murliganj, Bihar.
How do I add HDFC Bank Murliganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008577, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Murliganj branch?
The IFSC code of HDFC Bank, Murliganj branch is HDFC0008577. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0008577 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008577 to send funds instantly.
Is IFSC HDFC0008577 the same for all accounts at Murliganj branch?
Yes. The IFSC HDFC0008577 is shared by every account held at HDFC Bank's Murliganj branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0008577 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Murliganj reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Murliganj branch but serve different purposes.
Final notes
To recap: HDFC0008577 is the IFSC code of HDFC Bank, MURLIGANJ branch, in MURLIGANJ, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
