Use this page as a one-stop reference for everything related to HDFC Bank's ULHASNAGAR - CAMP FOUR branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0001805 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – ULHASNAGAR - CAMP FOUR is HDFC0001805. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001805 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ulhasnagar - Camp Four |
| IFSC Code | HDFC0001805 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANGA APARMENT, SHOP NO 1-4 NETAJI CHOWK, ULHASNAGAR E |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ulhasnagar - Camp Four branch in Mumbai, Maharashtra is part of this network and uses the IFSC code HDFC0001805 for all electronic settlement.
Ulhasnagar - Camp Four branch overview
Located at GANGA APARMENT, SHOP NO 1-4 NETAJI CHOWK, ULHASNAGAR E, the Ulhasnagar - Camp Four branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0001805 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ULHASNAGAR - CAMP FOUR of HDFC Bank — its own 11-character IFSC. The code HDFC0001805 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001805 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0001805
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001805 across all three.
How to use IFSC HDFC0001805 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ULHASNAGAR - CAMP FOUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001805.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ULHASNAGAR - CAMP FOUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001805
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ULHASNAGAR - CAMP FOUR, ensure your bank's portal accepts IFSC HDFC0001805 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank ULHASNAGAR - CAMP FOUR (IFSC HDFC0001805)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001805 in your mobile or internet banking app, and the money is credited to the ULHASNAGAR - CAMP FOUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001805 for HDFC Bank – ULHASNAGAR - CAMP FOUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001805 | Yes – HDFC0001805 | Yes – HDFC0001805 |
For most retail customers crediting the Ulhasnagar - Camp Four branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0001805
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ULHASNAGAR - CAMP FOUR is still mapped to IFSC HDFC0001805. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001805 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ulhasnagar - Camp Four branch is mapped to IFSC HDFC0001805 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001805.
Products and services
Customers walking into the Ulhasnagar - Camp Four branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001805
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001805 and the account number together uniquely identify the Ulhasnagar - Camp Four branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0001805
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ULHASNAGAR - CAMP FOUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001805 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0001805
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – ULHASNAGAR - CAMP FOUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001805. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ulhasnagar - Camp Four branch sits at GANGA APARMENT, SHOP NO 1-4 NETAJI CHOWK, ULHASNAGAR E. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001805 and your account number.
Verifying IFSC HDFC0001805 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001805 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ulhasnagar - Camp Four branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001805, however, work 24x7.
Branch address & contact
HDFC BankUlhasnagar - Camp Four Branch
GANGA APARMENT, SHOP NO 1-4 NETAJI CHOWK, ULHASNAGAR E
Mumbai, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0001805
Frequently asked questions
Is IFSC HDFC0001805 the same for all accounts at Ulhasnagar - Camp Four branch?
Yes. The IFSC HDFC0001805 is shared by every account held at HDFC Bank's Ulhasnagar - Camp Four branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Ulhasnagar - Camp Four as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001805, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Ulhasnagar - Camp Four branch?
The IFSC code of HDFC Bank, Ulhasnagar - Camp Four branch is HDFC0001805. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Ulhasnagar - Camp Four branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Is IFSC HDFC0001805 valid for NEFT and RTGS?
Yes. IFSC HDFC0001805 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ulhasnagar - Camp Four branch but serve different purposes.
Can I use IFSC HDFC0001805 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001805 to send funds instantly.
Summary
The IFSC code HDFC0001805 belongs to HDFC Bank's ULHASNAGAR - CAMP FOUR branch, located at GANGA APARMENT, SHOP NO 1-4 NETAJI CHOWK, ULHASNAGAR E in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
