This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, N M JOSHI MARG branch in MUMBAI. The 11-digit IFSC HDFC0009040 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the N M JOSHI MARG location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – N M JOSHI MARG is HDFC0009040. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009040 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | N M Joshi Marg |
| IFSC Code | HDFC0009040 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 21 22 CREATIVE INDUSTRIAL ESTATE N M JOSHI MARG CHINCHPOKLI WEST MUMBAI 400011 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The N M Joshi Marg branch — IFSC HDFC0009040 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About the N M Joshi Marg branch
The N M Joshi Marg branch of HDFC Bank is situated at GROUND FLOOR 21 22 CREATIVE INDUSTRIAL ESTATE N M JOSHI MARG CHINCHPOKLI WEST MUMBAI 400011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009040 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's N M JOSHI MARG branch came to be assigned the code HDFC0009040.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009040, money simply cannot be routed to the N M JOSHI MARG branch electronically.
How to transfer money using IFSC HDFC0009040
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009040 across all three.
NEFT to HDFC Bank, N M JOSHI MARG using IFSC HDFC0009040
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009040, and confirm that the system picks up HDFC Bank – N M JOSHI MARG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009040
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – N M JOSHI MARG, ensure your bank's portal accepts IFSC HDFC0009040 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank N M JOSHI MARG (IFSC HDFC0009040)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009040 in your mobile or internet banking app, and the money is credited to the N M JOSHI MARG branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to N M Joshi Marg
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009040:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at N M JOSHI MARG is still linked to IFSC HDFC0009040.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0009040
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – N M JOSHI MARG is still mapped to IFSC HDFC0009040. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009040 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the N M Joshi Marg branch is mapped to IFSC HDFC0009040 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009040.
Products and services
Customers walking into the N M Joshi Marg branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009040
MICR & cheque-truncation details
Cheques drawn on the N M Joshi Marg branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009040 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the N M Joshi Marg branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009040 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – N M JOSHI MARG:
- The IFSC is exactly HDFC0009040 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and N M JOSHI MARG as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The N M Joshi Marg branch sits at GROUND FLOOR 21 22 CREATIVE INDUSTRIAL ESTATE N M JOSHI MARG CHINCHPOKLI WEST MUMBAI 400011. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009040 and your account number.
Verifying IFSC HDFC0009040 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009040 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at N M Joshi Marg are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009040 continue to work without interruption.
Branch address & contact
HDFC BankN M Joshi Marg Branch
GROUND FLOOR 21 22 CREATIVE INDUSTRIAL ESTATE N M JOSHI MARG CHINCHPOKLI WEST MUMBAI 400011
Mumbai, Maharashtra
Phone: 22-61606161
IFSC: HDFC0009040
Frequently asked questions
How do I add HDFC Bank N M Joshi Marg as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009040, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank N M Joshi Marg branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61606161 to confirm.
Where is HDFC Bank N M Joshi Marg branch located?
HDFC Bank's N M Joshi Marg branch is located at GROUND FLOOR 21 22 CREATIVE INDUSTRIAL ESTATE N M JOSHI MARG CHINCHPOKLI WEST MUMBAI 400011, Mumbai, Maharashtra.
Can I use IFSC HDFC0009040 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009040 to send funds instantly.
What is the phone number of HDFC Bank N M Joshi Marg branch?
You can reach the branch at 22-61606161 during regular banking hours.
Is IFSC HDFC0009040 the same for all accounts at N M Joshi Marg branch?
Yes. The IFSC HDFC0009040 is shared by every account held at HDFC Bank's N M Joshi Marg branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank N M Joshi Marg branch?
The IFSC code of HDFC Bank, N M Joshi Marg branch is HDFC0009040. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HDFC0009040 is the IFSC code of HDFC Bank, N M JOSHI MARG branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
