Use this page as a one-stop reference for everything related to HDFC Bank's MUMBAI - MALAD WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0000047 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – MUMBAI - MALAD WEST is HDFC0000047. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000047 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mumbai - Malad West |
| IFSC Code | HDFC0000047 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARBOUR , 180-A,MARVE ROAD,ORLEM,MALAD - WESTMUMBAIMAHARASHTRA400064 |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai - Malad West branch in Mumbai, Maharashtra is part of this network and uses the IFSC code HDFC0000047 for all electronic settlement.
About the Mumbai - Malad West branch
The Mumbai - Malad West branch of HDFC Bank is situated at ARBOUR , 180-A,MARVE ROAD,ORLEM,MALAD - WESTMUMBAIMAHARASHTRA400064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000047 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MUMBAI - MALAD WEST branch came to be assigned the code HDFC0000047.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000047, money simply cannot be routed to the MUMBAI - MALAD WEST branch electronically.
How to transfer money using IFSC HDFC0000047
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000047 across all three.
NEFT to HDFC Bank, MUMBAI - MALAD WEST using IFSC HDFC0000047
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000047, and confirm that the system picks up HDFC Bank – MUMBAI - MALAD WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MUMBAI - MALAD WEST
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MUMBAI - MALAD WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000047 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MUMBAI - MALAD WEST, use IMPS. With IFSC HDFC0000047 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mumbai - Malad West
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000047:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI - MALAD WEST is still linked to IFSC HDFC0000047.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MUMBAI - MALAD WEST branch, the IFSC HDFC0000047 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mumbai - Malad West branch is mapped to IFSC HDFC0000047 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000047.
Products and services
Customers walking into the Mumbai - Malad West branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000047
MICR & cheque-truncation details
Cheques drawn on the Mumbai - Malad West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000047 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0000047
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MUMBAI - MALAD WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000047 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MUMBAI - MALAD WEST:
- The IFSC is exactly HDFC0000047 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MUMBAI - MALAD WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mumbai - Malad West branch sits at ARBOUR , 180-A,MARVE ROAD,ORLEM,MALAD - WESTMUMBAIMAHARASHTRA400064. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000047 and your account number.
Verifying IFSC HDFC0000047 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000047 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbai - Malad West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000047 continue to work without interruption.
Branch address & contact
HDFC BankMumbai - Malad West Branch
ARBOUR , 180-A,MARVE ROAD,ORLEM,MALAD - WESTMUMBAIMAHARASHTRA400064
Mumbai, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0000047
Frequently asked questions
How do I add HDFC Bank Mumbai - Malad West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000047, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0000047 the same for all accounts at Mumbai - Malad West branch?
Yes. The IFSC HDFC0000047 is shared by every account held at HDFC Bank's Mumbai - Malad West branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Mumbai - Malad West branch?
The IFSC code of HDFC Bank, Mumbai - Malad West branch is HDFC0000047. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0000047 valid for NEFT and RTGS?
Yes. IFSC HDFC0000047 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0000047 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Mumbai - Malad West reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai - Malad West branch but serve different purposes.
Summary
The IFSC code HDFC0000047 belongs to HDFC Bank's MUMBAI - MALAD WEST branch, located at ARBOUR , 180-A,MARVE ROAD,ORLEM,MALAD - WESTMUMBAIMAHARASHTRA400064 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
