Use this page as a one-stop reference for everything related to HDFC Bank's MUMBAI - KANDIVILI WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0000288 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000288 is the IFSC of HDFC Bank's MUMBAI - KANDIVILI WEST branch. The format is fixed: HDFC = bank code, 0 = reserved, 000288 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Mumbai - Kandivili West branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000288.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mumbai - Kandivili West |
| IFSC Code | HDFC0000288 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRANIK GARDENS,PRANIK ARCADESHOP NO 8/9/10/11MAHAVIR NAGAR,KANDIVALI WESTMUMBAIMAHARASHTRA400067 |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About the Mumbai - Kandivili West branch
The Mumbai - Kandivili West branch of HDFC Bank is situated at PRANIK GARDENS,PRANIK ARCADESHOP NO 8/9/10/11MAHAVIR NAGAR,KANDIVALI WESTMUMBAIMAHARASHTRA400067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000288 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI - KANDIVILI WEST of HDFC Bank — its own 11-character IFSC. The code HDFC0000288 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000288 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Mumbai - Kandivili West branch
Once you have an account at HDFC Bank – MUMBAI - KANDIVILI WEST, the IFSC HDFC0000288 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mumbai - Kandivili West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000288
How to transfer money using IFSC HDFC0000288
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000288 across all three.
How to use IFSC HDFC0000288 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MUMBAI - KANDIVILI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000288.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MUMBAI - KANDIVILI WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUMBAI - KANDIVILI WEST
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MUMBAI - KANDIVILI WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000288 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MUMBAI - KANDIVILI WEST, use IMPS. With IFSC HDFC0000288 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mumbai - Kandivili West
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000288:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI - KANDIVILI WEST is still linked to IFSC HDFC0000288.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0000288
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MUMBAI - KANDIVILI WEST is still mapped to IFSC HDFC0000288. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000288 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mumbai - Kandivili West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000288 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mumbai - Kandivili West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000288 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MUMBAI - KANDIVILI WEST:
- The IFSC is exactly HDFC0000288 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MUMBAI - KANDIVILI WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mumbai - Kandivili West branch sits at PRANIK GARDENS,PRANIK ARCADESHOP NO 8/9/10/11MAHAVIR NAGAR,KANDIVALI WESTMUMBAIMAHARASHTRA400067. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000288 and your account number.
Verifying IFSC HDFC0000288 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000288 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbai - Kandivili West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000288 continue to work without interruption.
Branch address & contact
HDFC BankMumbai - Kandivili West Branch
PRANIK GARDENS,PRANIK ARCADESHOP NO 8/9/10/11MAHAVIR NAGAR,KANDIVALI WESTMUMBAIMAHARASHTRA400067
Mumbai, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0000288
Frequently asked questions
Is IFSC HDFC0000288 valid for NEFT and RTGS?
Yes. IFSC HDFC0000288 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0000288 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000288 to send funds instantly.
Does HDFC Bank Mumbai - Kandivili West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Is IFSC HDFC0000288 the same for all accounts at Mumbai - Kandivili West branch?
Yes. The IFSC HDFC0000288 is shared by every account held at HDFC Bank's Mumbai - Kandivili West branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai - Kandivili West branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0000288 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Mumbai - Kandivili West reflect within 30 minutes.
What is the IFSC code of HDFC Bank Mumbai - Kandivili West branch?
The IFSC code of HDFC Bank, Mumbai - Kandivili West branch is HDFC0000288. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0000288 belongs to HDFC Bank's MUMBAI - KANDIVILI WEST branch, located at PRANIK GARDENS,PRANIK ARCADESHOP NO 8/9/10/11MAHAVIR NAGAR,KANDIVALI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
