Use this page as a one-stop reference for everything related to HDFC Bank's J.B.NAGAR - SAHAR PLAZA branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0001204 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001204 is the IFSC of HDFC Bank's J.B.NAGAR - SAHAR PLAZA branch. The format is fixed: HDFC = bank code, 0 = reserved, 001204 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | J.B.Nagar - Sahar Plaza |
| IFSC Code | HDFC0001204 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the J.B.Nagar - Sahar Plaza branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001204.
About the J.B.Nagar - Sahar Plaza branch
The J.B.Nagar - Sahar Plaza branch of HDFC Bank is situated at SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001204 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including J.B.NAGAR - SAHAR PLAZA of HDFC Bank — its own 11-character IFSC. The code HDFC0001204 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001204 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0001204
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001204 across all three.
How to use IFSC HDFC0001204 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's J.B.NAGAR - SAHAR PLAZA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001204.
- Confirm the bank name auto-populates as HDFC Bank and the branch as J.B.NAGAR - SAHAR PLAZA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001204
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – J.B.NAGAR - SAHAR PLAZA, ensure your bank's portal accepts IFSC HDFC0001204 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – J.B.NAGAR - SAHAR PLAZA, use IMPS. With IFSC HDFC0001204 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001204 for HDFC Bank – J.B.NAGAR - SAHAR PLAZA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001204 | Yes – HDFC0001204 | Yes – HDFC0001204 |
For most retail customers crediting the J.B.Nagar - Sahar Plaza branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's J.B.NAGAR - SAHAR PLAZA branch, the IFSC HDFC0001204 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the J.B.Nagar - Sahar Plaza branch is mapped to IFSC HDFC0001204 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001204.
Banking services available
The J.B.Nagar - Sahar Plaza branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001204
MICR & cheque-truncation details
Cheques drawn on the J.B.Nagar - Sahar Plaza branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001204 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the J.B.Nagar - Sahar Plaza branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001204 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0001204
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – J.B.NAGAR - SAHAR PLAZA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001204. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The J.B.Nagar - Sahar Plaza branch sits at SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001204 and your account number.
Verifying IFSC HDFC0001204 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001204 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at J.B.Nagar - Sahar Plaza are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001204 continue to work without interruption.
Branch address & contact
HDFC BankJ.B.Nagar - Sahar Plaza Branch
SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST
Mumbai, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0001204
Frequently asked questions
How do I add HDFC Bank J.B.Nagar - Sahar Plaza as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001204, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the J.B.Nagar - Sahar Plaza branch but serve different purposes.
Is IFSC HDFC0001204 the same for all accounts at J.B.Nagar - Sahar Plaza branch?
Yes. The IFSC HDFC0001204 is shared by every account held at HDFC Bank's J.B.Nagar - Sahar Plaza branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank J.B.Nagar - Sahar Plaza branch?
The IFSC code of HDFC Bank, J.B.Nagar - Sahar Plaza branch is HDFC0001204. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank J.B.Nagar - Sahar Plaza branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Where is HDFC Bank J.B.Nagar - Sahar Plaza branch located?
HDFC Bank's J.B.Nagar - Sahar Plaza branch is located at SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST, Mumbai, Maharashtra.
How quickly will an NEFT transfer using HDFC0001204 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – J.B.Nagar - Sahar Plaza reflect within 30 minutes.
Summary
The IFSC code HDFC0001204 belongs to HDFC Bank's J.B.NAGAR - SAHAR PLAZA branch, located at SAHAR PLAZA, J.B. NAGARANDHERI KURLA ROADANDHERI EAST in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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