Use this page as a one-stop reference for everything related to HDFC Bank's GOREGOAN EAST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0001120 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001120 is the IFSC of HDFC Bank's GOREGOAN EAST branch. The format is fixed: HDFC = bank code, 0 = reserved, 001120 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Goregoan East |
| IFSC Code | HDFC0001120 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, ACCORD COMMERCIALNEXT TO VODAFONE GALLERY,GOREGOAN EAST RAILWAY STATION |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Goregoan East branch in Mumbai, Maharashtra is part of this network and uses the IFSC code HDFC0001120 for all electronic settlement.
About the Goregoan East branch
The Goregoan East branch of HDFC Bank is situated at GROUND FLOOR, ACCORD COMMERCIALNEXT TO VODAFONE GALLERY,GOREGOAN EAST RAILWAY STATION. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001120 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOREGOAN EAST of HDFC Bank — its own 11-character IFSC. The code HDFC0001120 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001120 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0001120
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001120 across all three.
How to use IFSC HDFC0001120 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GOREGOAN EAST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001120.
- Confirm the bank name auto-populates as HDFC Bank and the branch as GOREGOAN EAST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001120
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GOREGOAN EAST, ensure your bank's portal accepts IFSC HDFC0001120 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GOREGOAN EAST, use IMPS. With IFSC HDFC0001120 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001120 for HDFC Bank – GOREGOAN EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001120 | Yes – HDFC0001120 | Yes – HDFC0001120 |
For most retail customers crediting the Goregoan East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GOREGOAN EAST branch, the IFSC HDFC0001120 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Goregoan East branch
Once you have an account at HDFC Bank – GOREGOAN EAST, the IFSC HDFC0001120 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Goregoan East branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001120
MICR & cheque-truncation details
Cheques drawn on the Goregoan East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0001120 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0001120
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GOREGOAN EAST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001120 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GOREGOAN EAST:
- The IFSC is exactly HDFC0001120 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GOREGOAN EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Goregoan East branch
The branch is located at GROUND FLOOR, ACCORD COMMERCIALNEXT TO VODAFONE GALLERY,GOREGOAN EAST RAILWAY STATION, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Goregoan East branch” — the verified location pin for IFSC HDFC0001120 should appear at the top of the results.
- Confirm the branch is open by calling 91-9890603333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001120 and your account number.
Verifying IFSC HDFC0001120 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001120 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Goregoan East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001120, however, work 24x7.
Branch address & contact
HDFC BankGoregoan East Branch
GROUND FLOOR, ACCORD COMMERCIALNEXT TO VODAFONE GALLERY,GOREGOAN EAST RAILWAY STATION
Mumbai, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0001120
Frequently asked questions
Where is HDFC Bank Goregoan East branch located?
HDFC Bank's Goregoan East branch is located at GROUND FLOOR, ACCORD COMMERCIALNEXT TO VODAFONE GALLERY,GOREGOAN EAST RAILWAY STATION, Mumbai, Maharashtra.
Can I use IFSC HDFC0001120 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001120 to send funds instantly.
How do I add HDFC Bank Goregoan East as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001120, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Goregoan East branch but serve different purposes.
Is IFSC HDFC0001120 valid for NEFT and RTGS?
Yes. IFSC HDFC0001120 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0001120 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Goregoan East reflect within 30 minutes.
Is IFSC HDFC0001120 the same for all accounts at Goregoan East branch?
Yes. The IFSC HDFC0001120 is shared by every account held at HDFC Bank's Goregoan East branch. Only the account number changes from customer to customer.
Does HDFC Bank Goregoan East branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
Final notes
To recap: HDFC0001120 is the IFSC code of HDFC Bank, GOREGOAN EAST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
