Use this page as a one-stop reference for everything related to HDFC Bank's GOREGAON WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0000322 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's GOREGAON WEST branch, the IFSC HDFC0000322 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 000322 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Goregaon West branch — IFSC HDFC0000322 — extends the bank's services to customers in and around Mumbai, Maharashtra.
Goregaon West branch overview
Located at DIVYAJOT CHSL SHOP N 2 BESIDE MARUTI ARENA SHOWROOM S V RD SIDDHARTH NAGAR MUMBAI MAHARASHTRA 400104, the Goregaon West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000322 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Goregaon West |
| IFSC Code | HDFC0000322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIVYAJOT CHSL SHOP N 2 BESIDE MARUTI ARENA SHOWROOM S V RD SIDDHARTH NAGAR MUMBAI MAHARASHTRA 400104 |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GOREGAON WEST branch came to be assigned the code HDFC0000322.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000322, money simply cannot be routed to the GOREGAON WEST branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Goregaon West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000322 across all three.
NEFT to HDFC Bank, GOREGAON WEST using IFSC HDFC0000322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000322, and confirm that the system picks up HDFC Bank – GOREGAON WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0000322
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GOREGAON WEST, ensure your bank's portal accepts IFSC HDFC0000322 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GOREGAON WEST, use IMPS. With IFSC HDFC0000322 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000322 for HDFC Bank – GOREGAON WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000322 | Yes – HDFC0000322 | Yes – HDFC0000322 |
For most retail customers crediting the Goregaon West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GOREGAON WEST branch, the IFSC HDFC0000322 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Goregaon West branch is mapped to IFSC HDFC0000322 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000322.
Products and services
Customers walking into the Goregaon West branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000322
Digital banking channels
Most day-to-day work that customers used to do at the Goregaon West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000322 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Goregaon West branch sits at DIVYAJOT CHSL SHOP N 2 BESIDE MARUTI ARENA SHOWROOM S V RD SIDDHARTH NAGAR MUMBAI MAHARASHTRA 400104. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000322 and your account number.
Common mistakes to avoid when using IFSC HDFC0000322
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – GOREGAON WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000322. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Goregaon West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000322 continue to work without interruption.
Verifying IFSC HDFC0000322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankGoregaon West Branch
DIVYAJOT CHSL SHOP N 2 BESIDE MARUTI ARENA SHOWROOM S V RD SIDDHARTH NAGAR MUMBAI MAHARASHTRA 400104
Mumbai, Maharashtra
Phone: 22-61606161
IFSC: HDFC0000322
Frequently asked questions
What is the phone number of HDFC Bank Goregaon West branch?
You can reach the branch at 22-61606161 during regular banking hours.
How do I add HDFC Bank Goregaon West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000322, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Goregaon West branch but serve different purposes.
Does HDFC Bank Goregaon West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61606161 to confirm.
Can I use IFSC HDFC0000322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000322 to send funds instantly.
Is IFSC HDFC0000322 the same for all accounts at Goregaon West branch?
Yes. The IFSC HDFC0000322 is shared by every account held at HDFC Bank's Goregaon West branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0000322 belongs to HDFC Bank's GOREGAON WEST branch, located at DIVYAJOT CHSL SHOP N 2 BESIDE MARUTI ARENA SHOWROOM S V RD SIDDHARTH NAGAR… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
