Use this page as a one-stop reference for everything related to HDFC Bank's GORAI BORIVALI WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0006031 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006031 is the IFSC of HDFC Bank's GORAI BORIVALI WEST branch. The format is fixed: HDFC = bank code, 0 = reserved, 006031 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gorai Borivali West branch in Mumbai, Maharashtra is part of this network and uses the IFSC code HDFC0006031 for all electronic settlement.
About this branch
The branch is located at GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI MAHARASHTRA 400091. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006031 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gorai Borivali West |
| IFSC Code | HDFC0006031 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI MAHARASHTRA 400091 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GORAI BORIVALI WEST branch came to be assigned the code HDFC0006031.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006031, money simply cannot be routed to the GORAI BORIVALI WEST branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gorai Borivali West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0006031
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006031 across all three.
How to use IFSC HDFC0006031 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GORAI BORIVALI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006031.
- Confirm the bank name auto-populates as HDFC Bank and the branch as GORAI BORIVALI WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0006031
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GORAI BORIVALI WEST, ensure your bank's portal accepts IFSC HDFC0006031 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank GORAI BORIVALI WEST (IFSC HDFC0006031)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006031 in your mobile or internet banking app, and the money is credited to the GORAI BORIVALI WEST branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006031 for HDFC Bank – GORAI BORIVALI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006031 | Yes – HDFC0006031 | Yes – HDFC0006031 |
For most retail customers crediting the Gorai Borivali West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0006031
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GORAI BORIVALI WEST is still mapped to IFSC HDFC0006031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006031 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gorai Borivali West branch is mapped to IFSC HDFC0006031 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006031.
Products and services
Customers walking into the Gorai Borivali West branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006031
Online banking and IFSC HDFC0006031
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GORAI BORIVALI WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gorai Borivali West branch
The branch is located at GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI MAHARASHTRA 400091, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Gorai Borivali West branch” — the verified location pin for IFSC HDFC0006031 should appear at the top of the results.
- Confirm the branch is open by calling 22-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006031 and your account number.
Common mistakes to avoid when using IFSC HDFC0006031
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – GORAI BORIVALI WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006031. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Gorai Borivali West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006031 continue to work without interruption.
Verifying IFSC HDFC0006031 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006031 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankGorai Borivali West Branch
GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI MAHARASHTRA 400091
Mumbai, Maharashtra
Phone: 22-61606161
IFSC: HDFC0006031
Frequently asked questions
What is the IFSC code of HDFC Bank Gorai Borivali West branch?
The IFSC code of HDFC Bank, Gorai Borivali West branch is HDFC0006031. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0006031 the same for all accounts at Gorai Borivali West branch?
Yes. The IFSC HDFC0006031 is shared by every account held at HDFC Bank's Gorai Borivali West branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Gorai Borivali West branch?
You can reach the branch at 22-61606161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0006031 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Gorai Borivali West reflect within 30 minutes.
Can I use IFSC HDFC0006031 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006031 to send funds instantly.
Where is HDFC Bank Gorai Borivali West branch located?
HDFC Bank's Gorai Borivali West branch is located at GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI MAHARASHTRA 400091, Mumbai, Maharashtra.
Summary
The IFSC code HDFC0006031 belongs to HDFC Bank's GORAI BORIVALI WEST branch, located at GORAI PRAKASH CHS LTD SHOP NO 1 TO 4 PLOT NO 11 RSC 19 MHADA LAYOUT MUMBAI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
