IFSC Code of HDFC Bank, Excellent Co-Op. Bank Ltd.Mumbai Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's EXCELLENT CO-OP. BANK LTD.MUMBAI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code HDFC0CECBL2 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's EXCELLENT CO-OP. BANK LTD.MUMBAI branch, the IFSC HDFC0CECBL2 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CECBL2 identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Excellent Co-Op. Bank Ltd.Mumbai branch — IFSC HDFC0CECBL2 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Excellent Co-Op. Bank Ltd.Mumbai branch overview

Located at 95/97 EBRAHIM REHMATULLAH ROAD, MUMBAI - 400003, the Excellent Co-Op. Bank Ltd.Mumbai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CECBL2 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's EXCELLENT CO-OP. BANK LTD.MUMBAI branch came to be assigned the code HDFC0CECBL2.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CECBL2, money simply cannot be routed to the EXCELLENT CO-OP. BANK LTD.MUMBAI branch electronically.

How to transfer money using IFSC HDFC0CECBL2

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CECBL2 across all three.

How to use IFSC HDFC0CECBL2 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's EXCELLENT CO-OP. BANK LTD.MUMBAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CECBL2.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as EXCELLENT CO-OP. BANK LTD.MUMBAI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CECBL2

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI, ensure your bank's portal accepts IFSC HDFC0CECBL2 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI, use IMPS. With IFSC HDFC0CECBL2 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CECBL2 for HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Excellent Co-Op. Bank Ltd.Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CECBL2

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI is still mapped to IFSC HDFC0CECBL2. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CECBL2 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Excellent Co-Op. Bank Ltd.Mumbai branch is mapped to IFSC HDFC0CECBL2 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CECBL2.

Banking services available

The Excellent Co-Op. Bank Ltd.Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-237802424.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CECBL2

MICR & cheque-truncation details

Cheques drawn on the Excellent Co-Op. Bank Ltd.Mumbai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CECBL2 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0CECBL2

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the EXCELLENT CO-OP. BANK LTD.MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CECBL2 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC HDFC0CECBL2

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CECBL2.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Excellent Co-Op. Bank Ltd.Mumbai branch sits at 95/97 EBRAHIM REHMATULLAH ROAD, MUMBAI - 400003. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-237802424 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CECBL2 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CECBL2 for HDFC Bank – EXCELLENT CO-OP. BANK LTD.MUMBAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Excellent Co-Op. Bank Ltd.Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CECBL2 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CECBL2 belongs to HDFC Bank's EXCELLENT CO-OP. BANK LTD.MUMBAI branch, located at 95/97 EBRAHIM REHMATULLAH ROAD, MUMBAI - 400003 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.