This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, MUDALGI branch in MUDALGI. The 11-digit IFSC HDFC0008600 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the MUDALGI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – MUDALGI is HDFC0008600. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008600 map to this branch in MUDALGI, KARNATAKA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mudalgi |
| IFSC Code | HDFC0008600 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI MUDALGI KARNATAKA 591312 |
| City | Mudalgi |
| District | Belgaum |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mudalgi branch — IFSC HDFC0008600 — extends the bank's services to customers in and around Mudalgi, Karnataka.
About the Mudalgi branch
The Mudalgi branch of HDFC Bank is situated at GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI MUDALGI KARNATAKA 591312. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008600 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MUDALGI branch came to be assigned the code HDFC0008600.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008600, money simply cannot be routed to the MUDALGI branch electronically.
How to transfer money using IFSC HDFC0008600
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008600 across all three.
How to use IFSC HDFC0008600 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MUDALGI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0008600.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MUDALGI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0008600
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MUDALGI, ensure your bank's portal accepts IFSC HDFC0008600 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MUDALGI, use IMPS. With IFSC HDFC0008600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mudalgi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008600:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUDALGI is still linked to IFSC HDFC0008600.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0008600
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MUDALGI is still mapped to IFSC HDFC0008600. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008600 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mudalgi branch is mapped to IFSC HDFC0008600 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008600.
Products and services
Customers walking into the Mudalgi branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008600
MICR & cheque-truncation details
Cheques drawn on the Mudalgi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0008600 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0008600
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MUDALGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0008600 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MUDALGI:
- The IFSC is exactly HDFC0008600 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MUDALGI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mudalgi branch
The branch is located at GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI MUDALGI KARNATAKA 591312, which puts it inside Mudalgi, the broader Belgaum district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Mudalgi branch” — the verified location pin for IFSC HDFC0008600 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008600 and your account number.
Verifying IFSC HDFC0008600 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008600 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mudalgi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008600, however, work 24x7.
Branch address & contact
HDFC BankMudalgi Branch
GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI MUDALGI KARNATAKA 591312
Mudalgi, Karnataka
Phone: 1800-2026161
IFSC: HDFC0008600
Frequently asked questions
Can I use IFSC HDFC0008600 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008600 to send funds instantly.
What is the IFSC code of HDFC Bank Mudalgi branch?
The IFSC code of HDFC Bank, Mudalgi branch is HDFC0008600. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Mudalgi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008600, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Mudalgi branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0008600 the same for all accounts at Mudalgi branch?
Yes. The IFSC HDFC0008600 is shared by every account held at HDFC Bank's Mudalgi branch. Only the account number changes from customer to customer.
Where is HDFC Bank Mudalgi branch located?
HDFC Bank's Mudalgi branch is located at GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI MUDALGI KARNATAKA 591312, Mudalgi, Karnataka.
Summary
The IFSC code HDFC0008600 belongs to HDFC Bank's MUDALGI branch, located at GRD FLOOR PLOT NO 5 AND 8 TMC NO 1805 1808 KEREMMA CIRCLE WARD NO 18 MUDALGI… in MUDALGI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
