Use this page as a one-stop reference for everything related to HDFC Bank's RAM GANGA VIHAR branch in MORADABAD, UTTAR PRADESH. The branch's IFSC code HDFC0006519 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's RAM GANGA VIHAR branch, the IFSC HDFC0006519 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 006519 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ram Ganga Vihar branch in Moradabad, Uttar Pradesh is part of this network and uses the IFSC code HDFC0006519 for all electronic settlement.
About the Ram Ganga Vihar branch
The Ram Ganga Vihar branch of HDFC Bank is situated at UPPER GRD FLOOR PLOT NO G1 NEAR TDA CITY RAM GANGA VIHAR MORADABAD UTTAR PRADESH 244001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006519 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ram Ganga Vihar |
| IFSC Code | HDFC0006519 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GRD FLOOR PLOT NO G1 NEAR TDA CITY RAM GANGA VIHAR MORADABAD UTTAR PRADESH 244001 |
| City | Moradabad |
| District | Moradabad |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAM GANGA VIHAR branch came to be assigned the code HDFC0006519.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006519, money simply cannot be routed to the RAM GANGA VIHAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006519 and the account number together uniquely identify the Ram Ganga Vihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0006519
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006519 across all three.
NEFT to HDFC Bank, RAM GANGA VIHAR using IFSC HDFC0006519
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006519, and confirm that the system picks up HDFC Bank – RAM GANGA VIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAM GANGA VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's RAM GANGA VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006519 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – RAM GANGA VIHAR, use IMPS. With IFSC HDFC0006519 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006519 for HDFC Bank – RAM GANGA VIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006519 | Yes – HDFC0006519 | Yes – HDFC0006519 |
For most retail customers crediting the Ram Ganga Vihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RAM GANGA VIHAR branch, the IFSC HDFC0006519 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ram Ganga Vihar branch is mapped to IFSC HDFC0006519 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006519.
Banking services available
The Ram Ganga Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006519
Online banking and IFSC HDFC0006519
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAM GANGA VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006519 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ram Ganga Vihar branch sits at UPPER GRD FLOOR PLOT NO G1 NEAR TDA CITY RAM GANGA VIHAR MORADABAD UTTAR PRADESH 244001. If you are travelling from outside Moradabad, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006519 and your account number.
Common mistakes to avoid when using IFSC HDFC0006519
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – RAM GANGA VIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006519. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ram Ganga Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006519, however, work 24x7.
Verifying IFSC HDFC0006519 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006519 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankRam Ganga Vihar Branch
UPPER GRD FLOOR PLOT NO G1 NEAR TDA CITY RAM GANGA VIHAR MORADABAD UTTAR PRADESH 244001
Moradabad, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0006519
Frequently asked questions
Is IFSC HDFC0006519 valid for NEFT and RTGS?
Yes. IFSC HDFC0006519 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Ram Ganga Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006519, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Ram Ganga Vihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Where is HDFC Bank Ram Ganga Vihar branch located?
HDFC Bank's Ram Ganga Vihar branch is located at UPPER GRD FLOOR PLOT NO G1 NEAR TDA CITY RAM GANGA VIHAR MORADABAD UTTAR PRADESH 244001, Moradabad, Uttar Pradesh.
How quickly will an NEFT transfer using HDFC0006519 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ram Ganga Vihar reflect within 30 minutes.
Is IFSC HDFC0006519 the same for all accounts at Ram Ganga Vihar branch?
Yes. The IFSC HDFC0006519 is shared by every account held at HDFC Bank's Ram Ganga Vihar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ram Ganga Vihar branch but serve different purposes.
What is the IFSC code of HDFC Bank Ram Ganga Vihar branch?
The IFSC code of HDFC Bank, Ram Ganga Vihar branch is HDFC0006519. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HDFC0006519 is the IFSC code of HDFC Bank, RAM GANGA VIHAR branch, in MORADABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
