IFSC Code of HDFC Bank, Club Road Mithanpura Branch, Bihar

Use this page as a one-stop reference for everything related to HDFC Bank's CLUB ROAD MITHANPURA branch in MITHANPURA, BIHAR. The branch's IFSC code HDFC0004072 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – CLUB ROAD MITHANPURA is HDFC0004072. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004072 map to this branch in MITHANPURA, BIHAR.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Club Road Mithanpura branch in Mithanpura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004072.

About this branch

The branch is located at HDFC BANK LTD RAHUL COMPLEX CLUB ROAD OPP MDDM COLLAGE MITHANPURA MUZAFFARPUR BIHAR 842002. It serves the Mithanpura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004072 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CLUB ROAD MITHANPURA branch came to be assigned the code HDFC0004072.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004072, money simply cannot be routed to the CLUB ROAD MITHANPURA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Club Road Mithanpura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004072 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0004072

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004072 across all three.

How to use IFSC HDFC0004072 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's CLUB ROAD MITHANPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0004072.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as CLUB ROAD MITHANPURA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CLUB ROAD MITHANPURA

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CLUB ROAD MITHANPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004072 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank CLUB ROAD MITHANPURA (IFSC HDFC0004072)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004072 in your mobile or internet banking app, and the money is credited to the CLUB ROAD MITHANPURA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0004072 for HDFC Bank – CLUB ROAD MITHANPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Club Road Mithanpura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0004072

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CLUB ROAD MITHANPURA is still mapped to IFSC HDFC0004072. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004072 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Club Road Mithanpura branch is mapped to IFSC HDFC0004072 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0004072.

Products and services

Customers walking into the Club Road Mithanpura branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0004072

Online banking and IFSC HDFC0004072

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CLUB ROAD MITHANPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004072 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Club Road Mithanpura branch

The branch is located at HDFC BANK LTD RAHUL COMPLEX CLUB ROAD OPP MDDM COLLAGE MITHANPURA MUZAFFARPUR BIHAR 842002, which puts it inside Mithanpura, the broader Muzaffarpur district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Club Road Mithanpura branch” — the verified location pin for IFSC HDFC0004072 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2666161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004072 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CLUB ROAD MITHANPURA:

• The IFSC is exactly HDFC0004072 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and CLUB ROAD MITHANPURA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Club Road Mithanpura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004072, however, work 24x7.

Verifying IFSC HDFC0004072 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004072 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2666161.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0004072 belongs to HDFC Bank's CLUB ROAD MITHANPURA branch, located at HDFC BANK LTD RAHUL COMPLEX CLUB ROAD OPP MDDM COLLAGE MITHANPURA MUZAFFARPUR… in MITHANPURA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.