IFSC Code of HDFC Bank, The Ghatal Peoples Coop Bank Ltd Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, THE GHATAL PEOPLES COOP BANK LTD branch in MEDINIPUR. The 11-digit IFSC HDFC0CGPCBL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the THE GHATAL PEOPLES COOP BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE GHATAL PEOPLES COOP BANK LTD is HDFC0CGPCBL. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CGPCBL map to this branch in MEDINIPUR, WEST BENGAL.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the The Ghatal Peoples Coop Bank Ltd branch in Medinipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CGPCBL.

About the The Ghatal Peoples Coop Bank Ltd branch

The The Ghatal Peoples Coop Bank Ltd branch of HDFC Bank is situated at GHATAL, PASCHIM MEDINIPUR, WEST BENGAL-721212. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CGPCBL is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GHATAL PEOPLES COOP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CGPCBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CGPCBL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CGPCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CGPCBL across all three.

NEFT to HDFC Bank, THE GHATAL PEOPLES COOP BANK LTD using IFSC HDFC0CGPCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CGPCBL, and confirm that the system picks up HDFC Bank – THE GHATAL PEOPLES COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CGPCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE GHATAL PEOPLES COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CGPCBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank THE GHATAL PEOPLES COOP BANK LTD (IFSC HDFC0CGPCBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CGPCBL in your mobile or internet banking app, and the money is credited to the THE GHATAL PEOPLES COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Ghatal Peoples Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CGPCBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GHATAL PEOPLES COOP BANK LTD is still linked to IFSC HDFC0CGPCBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CGPCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE GHATAL PEOPLES COOP BANK LTD is still mapped to IFSC HDFC0CGPCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CGPCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Ghatal Peoples Coop Bank Ltd branch is mapped to IFSC HDFC0CGPCBL on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CGPCBL.

Products and services

Customers walking into the The Ghatal Peoples Coop Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CGPCBL

MICR & cheque-truncation details

Cheques drawn on the The Ghatal Peoples Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CGPCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Ghatal Peoples Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CGPCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE GHATAL PEOPLES COOP BANK LTD:

• The IFSC is exactly HDFC0CGPCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE GHATAL PEOPLES COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Ghatal Peoples Coop Bank Ltd branch

The branch is located at GHATAL, PASCHIM MEDINIPUR, WEST BENGAL-721212, which puts it inside Medinipur, the broader Medinipur district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Ghatal Peoples Coop Bank Ltd branch” — the verified location pin for IFSC HDFC0CGPCBL should appear at the top of the results.
2. Confirm the branch is open by calling 91-9474306579 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CGPCBL and your account number.

Verifying IFSC HDFC0CGPCBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CGPCBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9474306579.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Ghatal Peoples Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CGPCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CGPCBL belongs to HDFC Bank's THE GHATAL PEOPLES COOP BANK LTD branch, located at GHATAL, PASCHIM MEDINIPUR, WEST BENGAL-721212 in MEDINIPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.