Use this page as a one-stop reference for everything related to HDFC Bank's MASHRAK branch in MASRAKH, BIHAR. The branch's IFSC code HDFC0009869 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009869 is the IFSC of HDFC Bank's MASHRAK branch. The format is fixed: HDFC = bank code, 0 = reserved, 009869 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mashrak |
| IFSC Code | HDFC0009869 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR MAHABIR MARKET STATION ROAD MASRAKH BIHAR 841417 |
| City | Masrakh |
| District | Saran |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mashrak branch — IFSC HDFC0009869 — extends the bank's services to customers in and around Masrakh, Bihar.
About this branch
The branch is located at HDFC BANK LTD GRD FLOOR MAHABIR MARKET STATION ROAD MASRAKH BIHAR 841417. It serves the Masrakh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009869 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MASHRAK branch came to be assigned the code HDFC0009869.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009869, money simply cannot be routed to the MASHRAK branch electronically.
How to transfer money using IFSC HDFC0009869
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009869 across all three.
How to use IFSC HDFC0009869 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MASHRAK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009869.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MASHRAK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MASHRAK
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MASHRAK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009869 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank MASHRAK (IFSC HDFC0009869)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009869 in your mobile or internet banking app, and the money is credited to the MASHRAK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009869 for HDFC Bank – MASHRAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009869 | Yes – HDFC0009869 | Yes – HDFC0009869 |
For most retail customers crediting the Mashrak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MASHRAK branch, the IFSC HDFC0009869 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mashrak branch is mapped to IFSC HDFC0009869 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009869.
Products and services
Customers walking into the Mashrak branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009869
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009869 and the account number together uniquely identify the Mashrak branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0009869
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MASHRAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009869 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0009869
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MASHRAK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009869. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mashrak branch
The branch is located at HDFC BANK LTD GRD FLOOR MAHABIR MARKET STATION ROAD MASRAKH BIHAR 841417, which puts it inside Masrakh, the broader Saran district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Mashrak branch” — the verified location pin for IFSC HDFC0009869 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009869 and your account number.
Verifying IFSC HDFC0009869 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009869 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mashrak are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009869 continue to work without interruption.
Branch address & contact
HDFC BankMashrak Branch
HDFC BANK LTD GRD FLOOR MAHABIR MARKET STATION ROAD MASRAKH BIHAR 841417
Masrakh, Bihar
Phone: 1800-2026161
IFSC: HDFC0009869
Frequently asked questions
Where is HDFC Bank Mashrak branch located?
HDFC Bank's Mashrak branch is located at HDFC BANK LTD GRD FLOOR MAHABIR MARKET STATION ROAD MASRAKH BIHAR 841417, Masrakh, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mashrak branch but serve different purposes.
Is IFSC HDFC0009869 the same for all accounts at Mashrak branch?
Yes. The IFSC HDFC0009869 is shared by every account held at HDFC Bank's Mashrak branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Mashrak branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0009869 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Mashrak reflect within 30 minutes.
How do I add HDFC Bank Mashrak as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009869, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0009869 is the IFSC code of HDFC Bank, MASHRAK branch, in MASRAKH, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
