If you are searching for the IFSC code of HDFC Bank, KAUP branch in MALLAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is HDFC0008447. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAUP branch, and detailed step-by-step guides for using the IFSC HDFC0008447 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008447 is the IFSC of HDFC Bank's KAUP branch. The format is fixed: HDFC = bank code, 0 = reserved, 008447 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kaup |
| IFSC Code | HDFC0008447 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106 |
| City | Mallar |
| District | Udupi |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kaup branch in Mallar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008447.
Kaup branch overview
Located at GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106, the Kaup branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0008447 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KAUP branch came to be assigned the code HDFC0008447.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008447, money simply cannot be routed to the KAUP branch electronically.
How to transfer money using IFSC HDFC0008447
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008447 across all three.
NEFT to HDFC Bank, KAUP using IFSC HDFC0008447
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008447, and confirm that the system picks up HDFC Bank – KAUP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAUP
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KAUP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0008447 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KAUP (IFSC HDFC0008447)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008447 in your mobile or internet banking app, and the money is credited to the KAUP branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kaup
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008447:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAUP is still linked to IFSC HDFC0008447.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0008447
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KAUP is still mapped to IFSC HDFC0008447. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008447 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kaup branch is mapped to IFSC HDFC0008447 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008447.
Products and services
Customers walking into the Kaup branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008447
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008447 and the account number together uniquely identify the Kaup branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kaup branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008447 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0008447
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KAUP, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008447. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kaup branch sits at GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106. If you are travelling from outside Mallar, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0008447 and your account number.
Verifying IFSC HDFC0008447 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008447 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kaup are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008447 continue to work without interruption.
Branch address & contact
HDFC BankKaup Branch
GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106
Mallar, Karnataka
Phone: 1800-2026161
IFSC: HDFC0008447
Frequently asked questions
How quickly will an NEFT transfer using HDFC0008447 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kaup reflect within 30 minutes.
How do I add HDFC Bank Kaup as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008447, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Kaup branch?
The IFSC code of HDFC Bank, Kaup branch is HDFC0008447. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Kaup branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Does HDFC Bank Kaup branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Where is HDFC Bank Kaup branch located?
HDFC Bank's Kaup branch is located at GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106, Mallar, Karnataka.
Is IFSC HDFC0008447 valid for NEFT and RTGS?
Yes. IFSC HDFC0008447 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0008447 the same for all accounts at Kaup branch?
Yes. The IFSC HDFC0008447 is shared by every account held at HDFC Bank's Kaup branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0008447 belongs to HDFC Bank's KAUP branch, located at GRD FLOOR DR NALINAKSHI MAHAL NH 66 KAPU MALLAR KARNATAKA 574106 in MALLAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
