Use this page as a one-stop reference for everything related to HDFC Bank's MALIKPUR branch in MALIKPUR, HARYANA. The branch's IFSC code HDFC0003234 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – MALIKPUR is HDFC0003234. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003234 map to this branch in MALIKPUR, HARYANA.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Malikpur branch in Malikpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003234.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Malikpur |
| IFSC Code | HDFC0003234 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD VPO MALIKPUR LUKHI ROAD, MALIKPUR, DIST. KURUKSHETRA,136128KURUKSHETRA HARYANA 136128 |
| City | Malikpur |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
About the Malikpur branch
The Malikpur branch of HDFC Bank is situated at HDFC BANK LTD VPO MALIKPUR LUKHI ROAD, MALIKPUR, DIST. KURUKSHETRA,136128KURUKSHETRA HARYANA 136128. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003234 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MALIKPUR branch came to be assigned the code HDFC0003234.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003234, money simply cannot be routed to the MALIKPUR branch electronically.
Account types you can open at the Malikpur branch
Once you have an account at HDFC Bank – MALIKPUR, the IFSC HDFC0003234 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Malikpur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003234
How to transfer money using IFSC HDFC0003234
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003234 across all three.
How to use IFSC HDFC0003234 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MALIKPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0003234.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MALIKPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MALIKPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's MALIKPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003234 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MALIKPUR, use IMPS. With IFSC HDFC0003234 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003234 for HDFC Bank – MALIKPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003234 | Yes – HDFC0003234 | Yes – HDFC0003234 |
For most retail customers crediting the Malikpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MALIKPUR branch, the IFSC HDFC0003234 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0003234
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MALIKPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003234 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Malikpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0003234
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MALIKPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003234. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Malikpur branch
The branch is located at HDFC BANK LTD VPO MALIKPUR LUKHI ROAD, MALIKPUR, DIST. KURUKSHETRA,136128KURUKSHETRA HARYANA 136128, which puts it inside Malikpur, the broader Kurukshetra district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Malikpur branch” — the verified location pin for IFSC HDFC0003234 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003234 and your account number.
Verifying IFSC HDFC0003234 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003234 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Malikpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003234 continue to work without interruption.
Branch address & contact
HDFC BankMalikpur Branch
HDFC BANK LTD VPO MALIKPUR LUKHI ROAD, MALIKPUR, DIST. KURUKSHETRA,136128KURUKSHETRA HARYANA 136128
Malikpur, Haryana
Phone: 91-9996243333
IFSC: HDFC0003234
Frequently asked questions
Is IFSC HDFC0003234 the same for all accounts at Malikpur branch?
Yes. The IFSC HDFC0003234 is shared by every account held at HDFC Bank's Malikpur branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0003234 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003234 to send funds instantly.
Is IFSC HDFC0003234 valid for NEFT and RTGS?
Yes. IFSC HDFC0003234 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Malikpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003234, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Malikpur branch?
The IFSC code of HDFC Bank, Malikpur branch is HDFC0003234. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malikpur branch but serve different purposes.
Summary
The IFSC code HDFC0003234 belongs to HDFC Bank's MALIKPUR branch, located at HDFC BANK LTD VPO MALIKPUR LUKHI ROAD, MALIKPUR, DIST.… in MALIKPUR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
