This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, MIDDLE HILL MALAPPURAM branch in MALAPPURAM. The 11-digit IFSC HDFC0007729 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the MIDDLE HILL MALAPPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's MIDDLE HILL MALAPPURAM branch, the IFSC HDFC0007729 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 007729 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Middle Hill Malappuram branch in Malappuram, Kerala is part of this network and uses the IFSC code HDFC0007729 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Middle Hill Malappuram |
| IFSC Code | HDFC0007729 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR DANA CENTRE MIDDLE HILL MALAPPURAM KERALA 676500 |
| City | Malappuram |
| District | Malappuram |
| State | Kerala |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at 1ST FLOOR DANA CENTRE MIDDLE HILL MALAPPURAM KERALA 676500. It serves the Malappuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0007729 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MIDDLE HILL MALAPPURAM branch came to be assigned the code HDFC0007729.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007729, money simply cannot be routed to the MIDDLE HILL MALAPPURAM branch electronically.
Products and account variants supported
Every account opened at the Middle Hill Malappuram branch is mapped to IFSC HDFC0007729 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007729.
Banking services available
The Middle Hill Malappuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007729
How to transfer money using IFSC HDFC0007729
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007729 across all three.
NEFT to HDFC Bank, MIDDLE HILL MALAPPURAM using IFSC HDFC0007729
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007729, and confirm that the system picks up HDFC Bank – MIDDLE HILL MALAPPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007729
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MIDDLE HILL MALAPPURAM, ensure your bank's portal accepts IFSC HDFC0007729 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank MIDDLE HILL MALAPPURAM (IFSC HDFC0007729)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007729 in your mobile or internet banking app, and the money is credited to the MIDDLE HILL MALAPPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007729 for HDFC Bank – MIDDLE HILL MALAPPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007729 | Yes – HDFC0007729 | Yes – HDFC0007729 |
For most retail customers crediting the Middle Hill Malappuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007729
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MIDDLE HILL MALAPPURAM is still mapped to IFSC HDFC0007729. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007729 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Middle Hill Malappuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007729 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007729 and the account number together uniquely identify the Middle Hill Malappuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0007729
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MIDDLE HILL MALAPPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007729. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Middle Hill Malappuram branch sits at 1ST FLOOR DANA CENTRE MIDDLE HILL MALAPPURAM KERALA 676500. If you are travelling from outside Malappuram, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007729 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007729 for HDFC Bank – MIDDLE HILL MALAPPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Middle Hill Malappuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007729, however, work 24x7.
Branch address & contact
HDFC BankMiddle Hill Malappuram Branch
1ST FLOOR DANA CENTRE MIDDLE HILL MALAPPURAM KERALA 676500
Malappuram, Kerala
Phone: 1800-2026161
IFSC: HDFC0007729
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Middle Hill Malappuram branch but serve different purposes.
Is IFSC HDFC0007729 the same for all accounts at Middle Hill Malappuram branch?
Yes. The IFSC HDFC0007729 is shared by every account held at HDFC Bank's Middle Hill Malappuram branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Middle Hill Malappuram branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0007729 valid for NEFT and RTGS?
Yes. IFSC HDFC0007729 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Middle Hill Malappuram branch?
The IFSC code of HDFC Bank, Middle Hill Malappuram branch is HDFC0007729. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0007729 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Middle Hill Malappuram reflect within 30 minutes.
How do I add HDFC Bank Middle Hill Malappuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007729, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Middle Hill Malappuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Summary
The IFSC code HDFC0007729 belongs to HDFC Bank's MIDDLE HILL MALAPPURAM branch, located at 1ST FLOOR DANA CENTRE MIDDLE HILL MALAPPURAM KERALA 676500 in MALAPPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
