IFSC Code of HDFC Bank, Shree Mahuva Nagrik Sahkari Bankltd Branch, Gujarat

If you are searching for the IFSC code of HDFC Bank, SHREE MAHUVA NAGRIK SAHKARI BANKLTD branch in MAHUVA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0CMNSAA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHREE MAHUVA NAGRIK SAHKARI BANKLTD branch, and detailed step-by-step guides for using the IFSC HDFC0CMNSAA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD is HDFC0CMNSAA. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CMNSAA map to this branch in MAHUVA, GUJARAT.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shree Mahuva Nagrik Sahkari Bankltd branch in Mahuva, Gujarat is part of this network and uses the IFSC code HDFC0CMNSAA for all electronic settlement.

About the Shree Mahuva Nagrik Sahkari Bankltd branch

The Shree Mahuva Nagrik Sahkari Bankltd branch of HDFC Bank is situated at SHRI BHASKARRAO BHANUSHANKAR THAKKER SAHAKAR BHAVAN BAJARANDAS BAPA CHOWK VASHI TALAO BHAVNAGAR 364290. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CMNSAA is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE MAHUVA NAGRIK SAHKARI BANKLTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CMNSAA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CMNSAA the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CMNSAA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CMNSAA across all three.

NEFT to HDFC Bank, SHREE MAHUVA NAGRIK SAHKARI BANKLTD using IFSC HDFC0CMNSAA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CMNSAA, and confirm that the system picks up HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHREE MAHUVA NAGRIK SAHKARI BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SHREE MAHUVA NAGRIK SAHKARI BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CMNSAA while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD, use IMPS. With IFSC HDFC0CMNSAA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shree Mahuva Nagrik Sahkari Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CMNSAA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE MAHUVA NAGRIK SAHKARI BANKLTD is still linked to IFSC HDFC0CMNSAA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CMNSAA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD is still mapped to IFSC HDFC0CMNSAA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CMNSAA and the beneficiary's account number to complete the transfer.

Account types you can open at the Shree Mahuva Nagrik Sahkari Bankltd branch

Once you have an account at HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD, the IFSC HDFC0CMNSAA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shree Mahuva Nagrik Sahkari Bankltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2844-222408.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CMNSAA

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CMNSAA and the account number together uniquely identify the Shree Mahuva Nagrik Sahkari Bankltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Mahuva Nagrik Sahkari Bankltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CMNSAA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHREE MAHUVA NAGRIK SAHKARI BANKLTD:

• The IFSC is exactly HDFC0CMNSAA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SHREE MAHUVA NAGRIK SAHKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shree Mahuva Nagrik Sahkari Bankltd branch sits at SHRI BHASKARRAO BHANUSHANKAR THAKKER SAHAKAR BHAVAN BAJARANDAS BAPA CHOWK VASHI TALAO BHAVNAGAR 364290. If you are travelling from outside Mahuva, search for the branch on a maps application using the bank name and locality, or call 2844-222408 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CMNSAA and your account number.

Verifying IFSC HDFC0CMNSAA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CMNSAA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2844-222408.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Mahuva Nagrik Sahkari Bankltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CMNSAA, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CMNSAA is the IFSC code of HDFC Bank, SHREE MAHUVA NAGRIK SAHKARI BANKLTD branch, in MAHUVA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.